Senior Investigator - Major Financial Crimes

RBC • Toronto, ON

7d • Onsite

About The Position

A Manager, Major Financial Crimes, plans, and coordinates Major Financial Crime (MFC) investigations identified through internal analysis, network exploration, and referrals, and provides clearly reasoned and timely outcomes, findings, and actions for the purpose of mitigating financial, regulatory, reputational and legal risk to RBC, consistent with putting our clients first.

Requirements

• 2-4 years of experience in financial and money laundering crime investigation and / or a law enforcement / regulatory background and/or banking background.
• Strong AML knowledge
• Effective and strong written and oral communication skills.
• Intuitive and inquisitive thinker – demonstrated critical thinking skills.
• Strong interpersonal / interviewing skills.
• Highly developed organizational skills.
• Skilled in Microsoft Office Outlook, Excel, Word applications. – (Level 2 or above).

Nice To Haves

• University degree or equivalent experience
• Certified Anti-Money Laundering Specialist (CAMS)
• Certified Financial Crimes Specialist (CFCS)
• Previous experience conducting investigations in Financial Crimes, preferably in the FIU
• Ability to manage complex projects, meet high-quality standards, and deliver under tight deadlines.

Responsibilities

• Gather information/intelligence from all available sources in order to determine whether sufficient suspicion of money laundering, financing of terrorism or other criminal activities exists, to justify making a report to the relevant Regulatory Authority for the purpose of complying with legislative/regulatory requirements, and mitigating risk to RBC in line with established organizational policy
• Plan, conduct and complete risk-based investigations into relevant matters referred with approved processes, including but not limited to those originating from: Intelligence received from external sources Incidents generated from transaction monitoring and media scanning, with referral to Major Financial Crime based on complexity or specific typology (such as terrorist financing or organized crime) Referrals from internal partners and other business Units
• Act as a subject matter expert to provide specialist advice, guidance, and direction to team members on money laundering, financing of terrorism and related issues, seeking guidance and assistance when required from the Senior Manager and other colleagues, to support the achievement of organizational objectives and regulatory requirements
• Share knowledge and experience with team members to assist in their comprehensive understanding of investigations conducted by Major Financial Crime
• Maintain accurate, contemporaneous records of all investigative actions and decisions taken, ensuring that all material and information obtained is treated in accordance with legal and regulatory requirements and RBC policy
• Promote, support and adhere to RBC’s policies and guidelines on Code of Conduct, Personal and Professional Development, Equal Opportunities, Health & Safety, Data Protection and Information Security, in accordance with published Policy / Guidance documents and protocols

Benefits

• Excellent exposure to communicate with various business partners and stakeholders within other platforms as appropriate
• Opportunity to obtain hands-on experience throughout your role
• Working with an exciting, close-knit, supportive & dynamic group
• Opportunity to collaborate with other business segments within the bank
• Excellent career development and progression opportunities
• A comprehensive Total Rewards Program including bonuses and flexible benefits
• Competitive compensation

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: Associate degree