Senior Government Underwriter
HomeXpress Mortgage Corp•Santa Ana, CA
•$90,000 - $100,000•Hybrid
About The Position
The Underwriter (UW) applies necessary conditions to ensure that borrowers meet program specifications by drawing upon thorough knowledge of residential mortgage underwriting guidelines. They will also act as a “knowledge bank” in support of various departments and be a conduit of that knowledge both internally and to HomeXpress Mortgage’s clients.
Requirements
- High school diploma
- 5+ years of experience in mortgage underwriting
- At least one government underwriting designation: VA LAPP/SAR, or FHA DE
- Manual underwriting to FHA and VA handbook requirements
- AUS proficient
- Computer proficient in Excel, Word, Outlook, and various LOS
- Demonstrate strong history of good time management skills, decision making ability, critical thinking and attention to detail.
- Ability to communicate issues between several audiences proficiently
- Achieves and exceeds work goals for productivity, quality, and turnaround time by prioritizing workflow and managing pipeline
Nice To Haves
- Detail oriented and committed to the highest quality
- Self-Starter with positive Can-Do attitude
- Works well under pressure and relishes the responsibility that comes with the job
- Problem solving and analysis
- Decision making
- Results driven
- Communication proficiency
- An open-minded individual that embraces change and innovation
Responsibilities
- Analyze submitted files for repayment capacity, capital, character, collateral, and property condition while adhering to HomeXpress credit policies and guidelines
- Properly Condition loans per Underwriting Guidelines and AUS as applicable
- Communicate decisions to appropriate individuals
- Clear all underwriting conditions
- Ensure the highest quality and level of customer satisfaction
- Resolve Quality Control and Post Closing deficiencies
- Collaborate with sales for positive customer experience
- Render decisions, clear conditions, and issue CTC
- Meet daily and monthly targets for productivity
- Maintain acceptable quality
- Provide a high level of customer service
Benefits
- All your information will be kept confidential according to EEO guidelines.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
High school or GED
