Senior Financial Planning Analyst

YourStake•Brooklyn, NY

2d•Remote

About The Position

First Affirmative, now Formative, a pioneer in values-aligned investing since 1988 with over $1B in AUM, has been acquired by YourStake, a leading wealthtech company. This acquisition marks the beginning of a new chapter focused on growth for impact, aiming to build a modern, tech-enabled platform for values-aligned financial advisors. Formative will provide infrastructure, technology, and operational support, allowing independent advisors to focus on their clients while Formative handles investment operations, planning, and back-office tasks. The company aims to be the premier hub for values-aligned advisors, offering holistic financial life planning and driving impact through shareholder engagement and private high-impact investing.

Requirements

CFP® certification (active and in good standing).
3–5 years of hands-on experience building comprehensive financial plans in a professional setting (RIA, broker-dealer, or planning firm).
Strong working knowledge of financial planning software in the categories of comprehensive planning, tax planning, and estate planning (e.g., RightCapital, Holistiplan, Wealth.com, eMoney, or similar tools).
Ability to translate complex planning concepts into clear, actionable deliverables that advisors can confidently present to clients.
Comfort working across multiple advisor relationships simultaneously, each with different styles and client bases.

Nice To Haves

Series 65 or 7 & 63
Experience working in a multi-advisor or enterprise RIA environment (not just supporting a single advisor).
Familiarity with and enthusiasm for impact investing and values-aligned financial planning.
A track record of improving processes—you’ve built templates, streamlined workflows, or introduced tools that made a planning team more efficient.
Interest in mentoring or leading others. You don’t need management experience yet, but you want it.

Responsibilities

Produce comprehensive financial plans on behalf of affiliated advisors across retirement, tax, estate, education funding, insurance, cash flow, Social Security analysis, and more.
Run detailed tax analyses including Roth conversion modeling, tax-efficient withdrawal strategies, income timing, and charitable giving scenarios.
Build estate planning scenarios and coordinate with advisors on trust, gifting, and wealth transfer strategies.
Review client documents (tax returns, account statements, estate documents) to identify planning opportunities.
Serve as a trusted planning expert to a diverse group of independent advisors, each with their own brand and client style.
Prepare advisors for client meetings with clear, presentation-ready deliverables and talking points.
Build credibility as the person advisors actively want to delegate to—because you make their practice better.
Help define and refine the workflows, templates, and quality standards for our centralized planning function.
Evaluate and optimize our financial planning technology stack as we continue to build the platform.
Contribute to advisor training and onboarding—helping new network advisors understand how to work effectively with our planning team.
Mentor and train junior planners as we grow the team.