Senior Financial Crimes Specialist

Wells Fargo Bank • Charlotte, NC

2d • Hybrid

About The Position

Wells Fargo is seeking a Senior Financial Crimes Specialist for the Consortium Team within Financial Crimes, Anti Money Laundering Fraud Investigations. In this role, you will lead or participate in highly complex initiatives and investigations. You will investigate, research, examine, and report complex financial crimes transactions, policy violations and suspicious situations with high levels of risk. You will develop, foster and conduct regular outreach to Law Enforcement to better understand the underlining predicate for Consortium investigations. You will lead multiple WF and Consortium member bank members to conduct highly complex driven projects. You will conduct internal WF Consortium and 314(a) predicated investigations. You will file complex SARs with FinCEN on behalf of WF. You will draft and compile a robust, comprehensive investigative Consortium Report (Joint Analysis) synthesizing your investigative findings, trends discovered and risk concerns for WF. You will present investigative findings to executive members within WF, including the BSA Officer, AMLFI Executives, SAR Review Working Group members, Business Advisory Leaders and other internal stakeholders. You will perform investigative research, root cause assessment and consulting regarding highly complex financial crimes transactions, policy violations and suspicious situations with moderate to high risk. You will perform detailed examination of data to detect transactional and relationship patterns, trends, anomalies, schemes and risks across multiple businesses or products. You will partner closely with leadership to develop strategies to minimize financial crime portfolio risk. You will provide leadership within the team. You will collaborate and consult with peers, colleagues and mid-level managers to resolve issues and achieve goals. You will provide executive and business advisory leaders briefings on investigative findings and trends impacting WF.

Requirements

• 4+ years of Financial Crimes, Operational Risk, Fraud, Sanctions, Anti-Bribery, Corruption experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Nice To Haves

• Prior law enforcement or sanctions related experience.
• Prior experience in the financial services industry, including general banking and/or accounting knowledge.
• Knowledge of the 314(a) and 314(b) provisions of the US Patriot ACT.
• Familiar with 314(b) information sharing program, including assessing eligibility, intaking the request, and determining what information is appropriate to share.
• Experience researching and analyzing complex transactions to detect patterns, trends, and anomalies.
• Ability to execute in a fast paced, high demand, production-oriented environment while balancing multiple priorities.
• Strong organization, verbal and time management skills.
• The ability to timely meet deadlines.
• Excellent verbal, written, and interpersonal communication skills.
• Demonstrated ability to take initiative and work independently with minimal supervision in a structured environment.
• Proven strong problem-solving and analytical skills with high attention to detail and accuracy.
• Advanced proficiency in Microsoft Office (Word, Excel, and Outlook) products and Wells Fargo systems such as Financial Crimes Platform, SVP, and Consumer Small Business Banking (CSBB) claims databases.
• BS/BA degree or higher.

Responsibilities

• Lead or participate in highly complex initiatives and investigations.
• Investigate, research, examine, and report complex financial crimes transactions, policy violations and suspicious situations with high levels of risk.
• Develop, foster and conduct regular outreach to Law Enforcement to better understand the underlining predicate for Consortium investigations.
• Lead multiple WF and Consortium member bank members to conduct highly complex driven projects.
• Conduct internal WF Consortium and 314(a) predicated investigations.
• File complex SARs with FinCEN on behalf of WF.
• Draft and compile a robust, comprehensive investigative Consortium Report (Joint Analysis) synthesizing your investigative findings, trends discovered and risk concerns for WF.
• Present investigative findings to executive members within WF: to include the BSA Officer, AMLFI Executives, SAR Review Working Group members, Business Advisory Leaders and other internal stakeholders.
• Perform investigative research, root cause assessment and consulting regarding highly complex financial crimes transactions, policy violations and suspicious situations with moderate to high risk.
• Perform detailed examination of data to detect transactional and relationship patterns, trends, anomalies, schemes and risks across multiple businesses or products.
• Partner closely with leadership to develop strategies to minimize financial crime portfolio risk.
• Provide leadership within the team.
• Collaborate and consult with peers, colleagues and mid-level managers to resolve issues and achieve goals.
• Provide executive and business advisory leaders briefings on investigative findings and trends impacting WF.

Benefits

• Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior