Senior Financial Crime Risk Business Oversight Analyst

TD•Toronto, ON

1d•CA$81,600 - CA$115,200•Onsite

About The Position

This role is for a Senior Financial Crime Risk Business Oversight Analyst within the Financial Crime Risk Management line of business. The analyst will provide guidance on Anti-Money Laundering (AML), Anti-Terrorist Financing (ATF), Sanctions, and Anti-Bribery and Corruption (ABAC) matters, ensuring compliance with regulatory requirements and industry best practices. The position involves research, risk assessment, policy development, and reporting to support business partners in managing financial crime risks.

Requirements

Undergraduate degree or equivalent work experience
5+ years experience

Nice To Haves

In-depth knowledge/expertise in AML/ATF/ Sanctions/ABAC
Working knowledge of broader related areas

Responsibilities

Provide guidance on day-to-day AML/ATF/ Sanctions/ABAC matters affecting the business based on regulatory compliance requirements and industry best practice, including, but not limited to, customer identification and due diligence, enhanced due diligence, policy, governance, training and/or compliance assurance and testing.
Provide/Execute skilled AML/ATF/ Sanctions/ABAC research, risk assessment, reporting and/or analytical support in a timely manner.
Assist/Partner in the development and implementation of appropriate AML/ATF/ Sanctions/ABAC policies, processes, and controls.
Support the facilitation of periodic AML/ATF/ Sanctions/ABAC risk and self-assessment activities for designated business using TD’s enterprise AML/ATF/ Sanctions/ABAC risk assessment framework.
Ensure that assessments (monitoring, risk assessment etc.) are completed and communicated in a dynamic and timely fashion.
Handle matters escalated for the identification of suspicious activity, or identified through the Enhanced Due Diligence process in accordance with established processes and protocols, and assist in ensuring that the business takes appropriate steps to address those activities and customers.
Work collaboratively with business and control partners within the organization.
Prepare and deliver management reporting necessary to ensure accurate and thorough measurement of the risk factors present in various products.
Proactively identify matters which require additional attention and present objective and independent opinion on the adequacy of AML/ATF/ Sanctions/ABAC processes and controls and opportunities to enhance those controls.
Present objective and independent opinions on the adequacy of AML/ATF/ Sanctions/ABAC processes and controls in accordance with regulatory and internal requirements, and liaise with the appropriate FCRM and business partners to resolve.
Review and provide feedback on business line policies and procedures.
Analyze AML/ATF/ Sanctions/ABAC compliance requirements and ensure they are properly written into requirements for business projects and approved at the appropriate levels.
Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate.
Analyze risk exposure characteristics for assigned portfolio in accordance with established processes or procedures, making recommendations for enhancements or changes based on changes in the regulatory environment or business processes.
Work with business management, and with internal and external business partners (e.g., Internal Audit, external consultants) to respond to regulatory requests, findings, audits and/or examinations.
Keep current on emerging issues, trends, and evolving regulatory requirements in the AML/ATF/ Sanctions/ABAC industry and assess potential impacts.
Coordinate with other AML/ATF/ Sanctions/ABAC partners and business compliance partners to ensure consistency in the application of AML/ATF/ Sanctions/ABAC programs and standards across the enterprise.
Protect the interests of the organization – identify and manage risks, and ensure the prompt analysis and escalation of non-standard, high-risk issues, monitoring to thorough resolution.
Acquire and apply expertise in the AML/ATF/ Sanctions/ABAC disciplines, providing basic guidance and direction to business and other FCRM partners.
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensure timely communication of issues/ points of interest.
Provide thought leadership and/or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business.
Participate in personal performance management and development activities, including cross training within own team.
Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
Contribute to a fair, positive, and equitable environment that supports a diverse workforce.
Act as a brand ambassador for your business area/function and the bank, both internally and/or externally.
Provide advanced analysis and/or specialized reporting to support business partners, functional areas, or centres of expertise.
Provide AML/ATF/ Sanctions/ABAC advice to a business as FCRM representative on a straightforward project or change initiative.
Integrate the broader organizational context into advice and solutions within the AML/ATF/ Sanctions/ABAC area.
Understand the industry, competition and the factors that differentiate the organization.
Lead projects of moderately to complex risks and resource requirements; may lead end-to-end processes or functional programs.
Contact for business management, external/internal auditors, dealing with non-routine information.
Recommend and implement solutions within own area of responsibility.
May need to coordinate / integrate work with other areas as needed.
Identify and lead problem resolution for complex requirements related issues at all levels.