Senior Financial Crime Risk Analyst – Sanctions (US)

TD•Washington, DC

2d•$72,280 - $117,520•Onsite

About The Position

The Senior Financial Crime Risk Analyst – Sanctions contributes to the development, oversight, and implementation of TD’s sanctions compliance programs, including frameworks, methodologies, policies, standards, procedures, awareness and specialized training, monitoring, management reporting, and escalation of sanctions-related issues. Conducts periodic and event-driven reviews for sanctions risks of customers and transactions, including targeted assessments. Supports management in delivering initiatives related to sanctions risk assessment, regulatory exam preparation, and internal/external audit support.

Requirements

Undergraduate Degree
Advanced degree, professional accreditation, and/or 5+ years
Requires advanced technical and regulatory knowledge of global sanctions regimes and screening systems for discipline supported

Nice To Haves

Experience with issue management is preferred.
Consulting backgrounds or candidates with experience across different areas of BMO are strongly preferred as well.
Comfort with the role's mix of regulatory work, testing, issue management, and project management.

Responsibilities

Works independently as the senior analyst/subject matter expert in sanctions compliance and coaches and educates others on regulatory requirements and best practices
Oversees and/or independently performs end-to-end sanctions screening and escalation processes, ensuring adherence to global standards
Applies expert knowledge of sanctions regulations, business operations, products, services, and operating standards to drive unit or team performance and mitigate risk
Executes on more complex and/or non-standard sanctions-related requests, including high-risk reviews and regulatory reporting
Researches and investigates a range of sanctions alerts, operational issues, and process gaps, ensuring timely resolution and compliance
Recommends and implements solutions within own area of responsibility to strengthen sanctions controls and governance frameworks
Coordinates and integrates work with other areas such as AML, FCRM, and Legal as needed to ensure holistic risk management
Provides advanced analysis and/or specialized reporting on sanctions metrics, trends, and regulatory adherence to support business partners and centers of expertise
Manages high complexity in operational, reporting, and process analysis functions with a medium- to longer-term focus on sanctions compliance enhancements
Represents the group as the lead or subject matter expert on sanctions-related projects, regulatory initiatives, and cross-border governance meetings
Develops and implements team procedures and governance processes for sanctions compliance and analyzes and advises stakeholders and teams of changes and enhancements to enterprise sanctions programs and requirements, including their impact across the organization
Collaborates with and influences partners and senior stakeholders in related groups (such as Compliance, Legal, and Risk) to support the creation of documentation and reports required by external regulatory bodies and TD internal groups for sanctions compliance
Leads research and assessment of sanctions risks and controls and contributes to a specialized team of sanctions compliance professionals, interacting with key stakeholders
Provides governance oversight through management of sanctions policy and training exemption governance and reporting processes to the Senior Executive Team and related sub-committees
Provides strategic guidance to team members in the use of issues and events systems for tracking and reporting sanctions-related matters
Prepares summaries, presentations, briefing notes, and other documentation to effectively report on the status of the sanctions compliance program
Delivers relevant subject matter expertise and sanctions compliance advice to business partners
Interacts with control functions within the organization to ensure effective sanctions oversight
Develops and delivers sanctions training programs for applicable employees across the Bank
Conducts meaningful research, analysis, and assessment of sanctions program activities at the functional level, using results to draw conclusions, make recommendations, and assess the effectiveness of enterprise sanctions programs
Prepares research, analysis, updates tools, and supports training activities specific to sanctions risk assessment
Contributes to the development of processes, procedures, and guidance relevant to sanctions compliance
Prioritizes and manages own workload to meet SLA requirements for service and productivity
Provides high-quality service and advice to key business (FCRM) partners and monitors progress of initiatives, action plans, or similar activities
Protects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues
Delivers relevant subject matter expertise and FCRM advice to business (FCRM) partners
Participates as assigned in new or revised product initiatives; advises businesses on FCRM compliance requirements and ensures those requirements are properly written into requirements for business projects
Participates in FCRM-level projects as needed to facilitate and oversee changes to FCRM processes, systems, or practices
Coordinates with other FCRM partners and business compliance partners to ensure consistency in the application of FCRM programs and standards across the enterprise
Ensures relevant FCRM programs align with TD corporate philosophy and strategic direction
Monitors FCRM industry developments and maintains strong knowledge of evolving regulatory requirements and assesses potential impacts
Contributes to cross-functional/enterprise initiatives as an organizational or subject matter expert, helping to identify risk and providing guidance for complex situations
Complies with applicable internal and external audit and regulatory requirements and may actively provide support during Audit and Regulatory Reviews, providing recommendations and guidance as required
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Participates in responding to periodic exams/audits by regulatory bodies and Internal Audit to determine level of BSA/FCRM compliance
Contributes to cross-functional/enterprise initiatives as an organizational or subject matter expert, helping to identify risk and providing guidance for complex situations
Participates fully as a member of the team; supports a positive work environment that promotes service to the business, quality, innovation, and teamwork, and ensures timely communication of issues/points of interest
Shares industry knowledge for own area of expertise and participates in knowledge transfer within the team and function
Grows knowledge of the business, related tools, and techniques
Participates in personal performance management and development activities, including cross-training within own team
Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
Contributes to the success of the team by willingly assisting others in the completion and performance of work activities, providing guidance as appropriate
Contributes to a fair, positive, and equitable environment that supports a diverse workforce
Acts as a brand champion for the function and the bank, both internally and/or externally