Senior Financial Analyst

Medallion Bank•Cottonwood Heights, UT

26d•Hybrid

About The Position

Medallion Bank is an industrial loan bank that specializes in providing consumer loans for recreational vehicles, boats, and home improvement, as well as offering loan origination services to fintech partners. The Senior Financial Analyst reports to the Director, FP&A and is responsible for supporting the Bank’s asset disposition strategy and financial planning and analysis functions. This role involves loan portfolio analytics, valuation modeling, transaction support, forecasting, and management reporting. The analyst will be a key resource for evaluating loan sale opportunities, disposition economics, portfolio performance, and the financial impact of asset disposition decisions, while also supporting budgeting, forecasting, and broader Finance team reporting needs.

Requirements

Excellent analytical, written, and verbal communication skills.
Self-motivated and hard working.
Must be able to handle multiple tasks simultaneously and operate under strict deadlines.
Strong proficiency with Microsoft Office, advanced Excel modeling, large data sets, financial models, and risk management tools and software.
Demonstrated knowledge in key areas of finance and accounting, including a general understanding of GAAP.
Bachelor’s degree in accounting, finance, economics, business administration, data analytics, or a related field.
Minimum 4-6 years of related banking, finance, accounting, treasury, credit, capital markets, portfolio analytics, or asset management work experience.

Nice To Haves

Experience with SQL, Power BI, financial planning systems, or other data analysis tools preferred.
Experience supporting asset disposition, loan sale analysis, or portfolio valuation strongly preferred.

Responsibilities

Perform duties related to asset disposition, FP&A, investment management, liquidity/funds management, stress testing, capital adequacy analysis, and interest rate risk management.
Support asset disposition activities, including loan sales, valuation modeling, portfolio analytics, preparation of marketing materials, and participation in discussions with prospective buyers.
Build, maintain, and improve financial models used to evaluate asset disposition alternatives, including retained-versus-sold analysis, discounted cash flow modeling, gain/loss analysis, pricing sensitivity, and expected recovery outcomes.
Analyze portfolio performance trends, including origination volume, balances, yields, credit performance, charge-offs, recoveries, prepayments, delinquencies, and other drivers of asset value.
Assist with the annual budget and periodic financial forecasts by gathering necessary data inputs, running forecast models, tracking actual results versus expectations, and preparing management reports.
Prepare reporting for management and the board of directors on the approved annual reporting schedule, and in response to emerging needs and as requested.
Support Asset/Liability Committee (ALCO) meetings, including preparation of meeting materials and presentation packets.
Support the public reporting process by preparing accurate reports and reviewing the draft filings as needed.
Perform other duties as assigned.