Sr. Financial Analyst – Treasury ABS Operations

Toyota North America•Plano, TX

About The Position

Toyota Financial Services’ Treasury Department is seeking a Senior Financial Analyst to support its Asset-Backed Securities (ABS) programs. The role ensures accurate servicing of debt and compliance with regulatory and contractual requirements, helping provide a critical source of funds for competitive financing to Toyota loan and lease customers. Reporting to the Manager – ABS Operations, the analyst supports ABS transactions throughout their lifecycle, from initial setup through final liquidation, while contributing to compliance and continuous improvement.

Requirements

Bachelor of Arts or Bachelor of Science in accounting, finance, business, or a related field.
At least 3 years of experience in a similar field or industry.
Strong proficiency in Microsoft Word, Excel, and PowerPoint.
Ability to work collaboratively in a team, meet performance expectations, and maintain a professional, flexible schedule.
Detail-oriented and analytical approach, with the ability to observe facts accurately, solve issues quickly, and support business objectives.

Nice To Haves

CPA certification.
At least 2 years of audit or assurance experience with a Big 4 or national CPA firm.
Proficiency in SQL and Visio.
A growth mindset and willingness to take on new challenges and share knowledge to help the team continuously improve.

Responsibilities

Own the monthly issuance of servicer certificates and debt payments to ABS investors, ensuring assets are serviced in accordance with regulatory and contractual requirements.
Collaborate with the secured funding group to help architect new ABS transactions and execute liquidation procedures at the end of transaction terms.
Serve as a key point of contact during regulatory and contractual audits, provide essential documentation, and work with cross-functional teams to investigate and resolve unusual servicing activity.
Oversee setup and change management of the ABS Suite securitization platform and treasury management systems to support accurate booking and servicing.
Work with Treasury, Legal, and SEC reporting teams to implement new compliance requirements and strengthen ABS program filings.
Participate in the team’s job rotation program to gain experience across lease and retail asset classes and help drive process improvements.

Benefits

Professional growth and development programs.
Tuition reimbursement.
Team Member Vehicle Purchase Discount.
Toyota Team Member Lease Vehicle Program, if applicable.
Comprehensive health care and wellness plans for the employee’s family.
Toyota 401(k) Savings Plan with company match and an annual retirement contribution, if applicable.
Paid holidays and paid time off.
Referral services related to prenatal services, adoption, childcare, schools, and more.
Tax-advantaged accounts, including Health Savings Account, Health Care FSA, and Dependent Care FSA.
Relocation assistance, if applicable.