Senior Financial Analyst
About The Position
The Senior Financial Analyst for USCS Lending & Pricing is a critical role supporting the Lending function by providing decision support for Pricing, Pay-over-Time, Plan It, and other customer treatments across products/portfolios. The Senior Financial Analyst will help bridge the gap between Finance, Product, Pricing and Risk teams to perform quality profitability assessments, P&L management, investment decisioning and other ad hoc analytics to unlock financial insights driving incremental lending economics and help ensure business goals remain on-track. Additionally, they will support the business development teams’ pricing decisions on potential new partnerships. This role will report to a Manager within the Lending & Pricing team. At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service. As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
Requirements
- Experience in financial analysis
- Ability to bridge the gap between Finance, Product, Pricing and Risk teams
- Skills in profitability assessments
- Experience in P&L management
- Experience in investment decisioning
- Ability to perform ad hoc analytics
- Experience supporting pricing decisions
Responsibilities
- Provide decision support for Pricing, Pay-over-Time, Plan It, and other customer treatments across products/portfolios.
- Perform quality profitability assessments, P&L management, and investment decisioning.
- Conduct ad hoc analytics to unlock financial insights driving incremental lending economics.
- Support business development teams’ pricing decisions on potential new partnerships.
Benefits
- Competitive base salaries
- Bonus incentives
- 6% Company Match on retirement savings plan
- Free financial coaching and financial well-being support
- Comprehensive medical, dental, vision, life insurance, and disability benefits
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
