Senior Financial Analyst
About The Position
At Pacific Service Credit Union, we are committed to strategic growth through trust, innovation, and operational excellence. By empowering our internal teams with the tools and support they need to succeed, we strengthen organizational efficiency, ensure compliance, and advance our mission of enhancing member financial well-being. The Senior Financial Analyst is responsible for preparing and delivering financial reporting, performing variance analyses, and producing complex financial models to support business planning and decision-making. This role leads and supports forecasting and budgeting processes, researches financial trends and performance drivers, develops and maintains analytical tools, and translates complex financial information into actionable insights to inform organizational priorities. The Senior Financial Analyst exercises independent judgment and discretion in evaluating financial data, identifying trends and key performance drivers, and assessing the financial impact of business initiatives. Working closely with leadership, this role provides expert financial analysis and recommends data-driven insights to support organizational performance. This role requires an organized and dependable individual with strong communication skills and the ability to complete tasks accurately and on time. The position supports the team and organization by assisting with day-to-day activities, completing assigned projects, and contributing to efforts that advance organizational goals and uphold core values, while enhancing member/service outcomes.
Requirements
- Bachelor’s degree in Finance, Economics, or related field, required.
- Minimum five (5) years of experience in FP&A or finance division, preferably within the financial services industry.
- Advanced proficiency in Excel and other Microsoft Office applications.
- Excellent oral and written communication skills, required.
- Must be proficient in computer programs (e.g., Microsoft Office Suite).
Nice To Haves
- Extensive experience creating complex models, manipulating large data sets, and creating advanced formulas, in Excel.
- Experience in a credit union or community banking environment.
- Experience in ProfitStar or Financial Performance Suite.
- Experience automating Excel workbooks and data flows using Power Query.
- Proficient in SQL.
Responsibilities
- Prepare monthly financial reports and exercise independent judgment to analyze financial results, identify trends, and communicate meaningful insights. Automate and optimize the processes involved in the preparation of financial reports.
- Lead key components of the forecast process by collaborating with departments to analyze business drivers and keep operating expense, production, and revenue forecasts up to date.
- Develop analytical frameworks to identify and evaluate key drivers of performance.
- Develop, maintain, and enhance complex and dynamic financial models for the forecasting and planning processes.
- Analyze loan and deposit portfolio performance, margin trends, and non-interest income/expense drivers.
- Prepare financial analysis on enterprise projects and initiatives utilizing fundamental finance concepts, like Net Present Value (NPV) analysis, to evaluate organizational opportunities and support recommendations.
- Analyze and interpret variances in actual performance compared to budget and forecasts.
- Assist in development of product profitability and pricing models.
- Collaborate with cross-functional teams to gather financial information and make recommendations to improve business performance.
- Demonstrate strong critical thinking, analytical, and problem-solving skills.
- Contribute to company innovation and continuous improvement. Foster a culture of evolution by adapting to changes, optimizing processes, and contributing to the growth and success of the organization.
- Demonstrate accountability in your work by taking ownership of responsibilities, setting clear goals, meeting deadlines, and delivering high-quality results. Act with integrity, follow through on commitments, and uphold professional standards.
- Support and uphold company culture by aligning your work with the credit union’s mission and values, contributing to a positive, high-performing environment.
- Demonstrate dependable performance including attendance and punctuality, recognizing that it is essential to organizational excellence and operational success.
- Comply with all anti-money laundering laws, including the Bank Secrecy Act, OFAC regulations, and the USA PATRIOT Act, as well as all related policies and procedures.
- Provide back-up and support to management, as directed.
- Performs special projects and other responsibilities, as directed.
Benefits
- 100% premium employer-paid medical, dental, vision, disability and basic life insurance for full-time employees
- Low monthly premium for eligible dependents
- 3% of your base salary contributed to your 401k account regardless of whether you contribute or not
- Match 75% of your contributions up to the first 3% of eligible compensation beginning after your first day of employment and up to 6% after three years of service
- All employees are rewarded for attaining our annual organizational goals.
- Tuition Reimbursement program for employees eligible after six months of service.
- Recognition program where employees can be nominated by management, their peers or by members.
- Employee referral bonus.
- Contributions toward your student loans every month by the credit union after six months of service.
- Consumer loan rate discount
- More than two weeks’ vacation per year
- 11 paid holidays
- 10 days of sick leave
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What This Job Offers
Job Type
Full-time
Career Level
Senior
