Senior Engineering Manager, Upstart Bank

Upstart

1d•Remote

About The Position

Upstart Bank is an evolution of Upstart’s AI lending platform, focused on simplifying the regulatory infrastructure behind our marketplace while expanding access to credit nationwide. By moving from a fragmented, state-based system to a unified federal framework, Upstart Bank enables more consistent borrower experiences, reduces structural costs, and unlocks opportunities to improve pricing, compliance, and access to credit at scale. As Senior Manager, Software Engineering for Upstart Bank, you will lead one or more engineering teams responsible for a critical area of the bank platform. You will translate product, regulatory, and operational priorities into technical plans and reliable execution across systems spanning areas such as payments, funding, reporting, or integrations. You will partner closely with Product, Compliance, Legal, Risk, Finance, Operations, and senior engineering leaders to deliver scalable, reliable, and audit-ready infrastructure for a modern banking platform. This is a rare opportunity to help build a modern bank platform from an early foundation rather than inherit a legacy core.

Requirements

Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent practical experience
8+ years of engineering experience, including 3+ years of engineering management experience
Experience leading engineering teams through complex, cross-functional platform or infrastructure initiatives
Strong technical background with experience contributing to architecture and technical direction for distributed systems, cloud platforms, or business-critical infrastructure
Experience operating in regulated, high-control, or high-reliability environments where quality, controls, auditability, and change management are critical

Nice To Haves

Experience building or integrating core financial infrastructure such as ledgering, payments, deposits, funding systems, reporting, or financial integrations
Experience in banking, fintech, payments, lending, or other regulated financial systems
Experience building platforms that support internal controls, audits, and reliable operation in regulated environments
Experience leading platform modernization, core-system launches, vendor integrations, or major infrastructure transformations
Experience developing senior engineers, tech leads, or emerging engineering leaders
Demonstrated ability to balance speed, quality, reliability, and compliance in high-stakes technical environments
Interest in improving access to credit through technology and scalable financial infrastructure

Responsibilities

Lead and grow one or more engineering teams responsible for a critical area of the Upstart Bank platform
Drive execution across complex, bank-critical systems in areas such as ledgering and funding, deposits and payments, reporting, or integrations
Partner with Product, Compliance, Legal, Risk, Finance, and Operations to translate business and regulatory needs into technical plans and delivered software
Contribute to technical direction and architecture for your area, ensuring systems support reliability, resilience, security, traceability, and auditability
Manage cross-functional dependencies and improve the predictability and quality of delivery across teams
Build engineering processes that support internal controls, audits, change management, and reliable operation in a regulated environment
Hire, coach, and develop engineers and emerging engineering leaders
Foster a culture of rigor, ownership, accountability, and continuous improvement

Benefits

Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
Health Savings Account contributions from Upstart for eligible plans
Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
Paid time off, sick and safe time, and company holidays
Paid family and parental leave to support caregiving and major life moments
Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial wellness resources, including access to financial planning tools and a financial concierge service
Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).