Senior Director Software Engineering

UnitedHealth Group•Eden Prairie, MN

3d•$159,300 - $273,200

About The Position

The Senior Director, Software Engineering will lead a large-scale engineering organization supporting Optum Financials’ Health Benefit Account business. The role is accountable for strategy, architecture, engineering execution, platform modernization, and operational excellence for consumer- and employer-facing financial platforms that administer healthcare financial accounts and process annual transactions. It combines software engineering leadership with financial technology, healthcare administration, and platform transformation expertise. The Senior Director will partner with business leaders, product management, operations, architecture, risk, compliance, and external partners to modernize and scale platforms supporting HSA, FSA, HRA, COBRA, lifestyle benefits, healthcare payments, debit card processing, and consumer financial experiences. The position also champions responsible AI adoption and automation, supports audits and regulatory compliance, and develops organizational capabilities aligned with future business and technology needs. The salary range is $159,300–$273,200 annually based on full-time employment. Benefits include a comprehensive benefits package, incentive and recognition programs, an equity stock purchase plan, and a 401(k) contribution, subject to eligibility requirements. Candidates must pass a drug test before beginning employment.

Requirements

12+ years of software engineering experience, including leadership of large-scale enterprise technology organizations.
7+ years leading software engineering managers, directors, architects, or large engineering teams.
3+ years of proven ability to influence executive stakeholders and lead across highly matrixed organizations.

Nice To Haves

Bachelor's degree in Computer Science, Engineering, Information Systems, or a related technical field.
Experience supporting Health Savings Accounts (HSA), Flexible Spending Accounts (FSA), Health Reimbursement Arrangements (HRA), COBRA, or related benefit administration platforms.
Experience in healthcare payments, financial account administration, banking integrations, or treasury-related platforms.
Experience leading AI-enabled engineering transformations and technology modernization initiatives.
Experience operating in highly regulated healthcare and financial services environments.
Knowledge of card processing, payment networks, transaction authorization, settlement, fraud, and dispute management.

Responsibilities

Lead a multidisciplinary software engineering organization responsible for Health Benefit Account platforms and services.
Define and execute technology strategy aligned with business growth, customer experience, operational efficiency, resilience, and regulatory requirements.
Modernize legacy platforms through cloud adoption, API enablement, event-driven architecture, and platform engineering capabilities.
Establish and govern engineering standards, architecture patterns, and technology roadmaps across multiple product portfolios.
Lead engineering teams supporting HSA, FSA, HRA, commuter, lifestyle, and employer-sponsored benefit accounts.
Drive innovation across account administration, contributions, distributions, claims, reimbursement processing, investment platforms, and participant servicing.
Partner with banking, custodial, payment, and network partners to deliver secure and scalable financial solutions.
Support initiatives that enhance consumer engagement, digital experiences, financial wellness, and healthcare affordability.
Lead engineering strategy for payment and financial transaction platforms supporting healthcare financial accounts.
Deliver highly available, secure, and scalable payment processing capabilities.
Champion responsible adoption of AI and automation across engineering and operational workflows.
Drive AI-powered capabilities to improve customer experiences, operational efficiency, quality, and developer productivity.
Evaluate emerging technologies and market trends to accelerate modernization and strengthen competitive differentiation.
Promote experimentation and innovation while maintaining appropriate governance and risk controls.
Ensure predictable, transparent delivery execution across multiple product teams and technology portfolios.
Foster a product-centric engineering culture focused on customer outcomes and business value.
Drive proactive risk management and technology resilience planning.
Support internal and external audits and ensure compliance with applicable requirements.
Build organizational capabilities aligned with future business and technology needs.