Senior Director - Emerging Payments Product Compliance

Fiserv•Berkeley Heights, NJ

2d•$150,000 - $240,000•Onsite

About The Position

As Senior Director, Emerging Payments Product Compliance, you will serve as a strategic compliance partner to product, business, legal, risk, operations, and client-facing teams to support the compliant delivery of emerging payment solutions. You will guide regulatory strategy for embedded finance, digital assets, cross-border payments, and complex funds flow models while helping teams identify risk, strengthen controls, and enable responsible growth across new products and partnerships.

Requirements

6+ years of experience in payments compliance, financial crimes compliance, regulatory compliance, legal advisory, or related functions within financial services.
Experience interpreting and applying regulations related to AML, BSA, sanctions, payments, and funds movement in product, business, or client-facing environments.
Experience leading regulatory strategy, compliance assessments, or governance activities for new products, partnerships, or complex payment models.
Experience conducting compliance risk assessments, establishing control environments, and developing monitoring and testing activities for emerging products and business lines.
Bachelor's degree or higher in Business, Finance, Law, Risk Management or related field or equivalent combination of education, related experience and/or military experience.

Nice To Haves

Juris Doctor or master's degree in Law, Business Administration, Finance or related field or equivalent combination of education, related experience and/or military experience.
Experience supporting embedded finance, cross-border payments, digital assets, stablecoin activities, or similar emerging financial services offerings.
Experience with stablecoin and digital asset regulatory frameworks.
Experience in high-growth or emerging financial services verticals.
Experience supporting complex client onboarding, deal structuring, and due diligence activities.

Responsibilities

Advise product, sales, and business leaders on regulatory requirements and compliance considerations for emerging payment solutions, including embedded finance, digital assets, cross-border payments, and complex funding and disbursement models.
Guide compliance input during product design, platform development, client onboarding, and go-to-market planning to support compliant product delivery and operational readiness.
Interpret and apply regulations related to anti-money laundering (AML), Bank Secrecy Act (BSA), sanctions, payments, and funds movement across new products, partnerships, and business models.
Lead compliance risk assessments for new products, client structures, strategic opportunities, and third-party relationships to identify control requirements and mitigation plans.
Establish and maintain compliance frameworks, policies, governance routines, monitoring activities, and testing approaches aligned to emerging risks and regulatory expectations.
Represent the organization in regulatory examinations, client discussions, due diligence activities, and industry forums, communicating compliance requirements and program capabilities clearly.
Drive alignment across compliance, legal, risk, product, and operations teams by providing risk insights and recommendations that support enterprise decision-making.

Benefits

Fuel Your Life program to support your physical, financial, social, and emotional well-being.
Paid holidays and generous time away policies.
No-cost mental health support through Employee Assistance Programs.
Living Proof program to recognize your peers’ extra effort with points redeemable for rewards.
Eight Employee Resource Groups to foster a collaborative culture and expand your network.
Unparalleled professional growth with training, development, and internal mobility opportunities.
Medical, dental, vision, life, and disability insurance options available from day one.
Retirement planning including 401k match and discounted shares with the Employee Stock Purchase Plan.
Tuition assistance and reimbursement program.
Paid parental and military leave.