Senior Director, Capital Planning & Analytics, Marlboro or Chelmsford,MA, Hybrid, Full-Time
About The Position
This role drives capital strategy, behavioral modeling, and financial resiliency. The role has significant organizational impact and requires deep financial, regulatory, and risk expertise, as well as the ability to influence executive-level decisions. This role will be responsible for collaborating with all business lines, challenging credit risk and loss model assumptions, engaging with regulators, and managing reporting to both working and executive committees. This position will also manage the annual NCUA stress test, coordinate capital plan submissions, and provide behavioral analytics on loans and deposits, supplying consistent assumptions for ALM, liquidity stress tests, FTP, and profitability frameworks.
Requirements
- Bachelor's degree in field relevant to role (or 4 additional years of relevant experience in lieu of a degree)
- 8+ years of relevant experience
- 6+ years as a People Leader
- Experience with credit risk, loan review, ALM systems, and FTP
- Experience creating, preparing, and presenting material for regulators, executive management, or audit
- Experience with financial statements, capital frameworks, RWA, capital ratios, and regulatory templates
- Experience writing model documentation, stress testing methodologies, and contributions to annual capital plans
- Deep experience with prepayment, deposit life, deposit beta, and optionality models
- Experience supporting ALM, liquidity, FTP, capital planning, credit, and FP&A frameworks
- Strong experience with calibration, validation, and back-testing of behavioral assumptions
- Experience with ALM platforms (e.g., ZM, QRM, Empyrean)
- Strong communication, analytical, and cross-functional collaboration skills
Nice To Haves
- advanced degree preferred
Responsibilities
- Lead enterprise capital planning strategy and execution, ensuring alignment with corporate goals, regulatory expectations, and long-term financial sustainability.
- Oversee development, coordination, and submission of the annual NCUA capital plan and templates, ensuring high-quality regulatory deliverables.
- Direct cross-functional capital planning activities across Finance, Treasury, Credit Risk, Lending, Compliance, Model Risk Management, and Internal Audit.
- Design, implement, and govern internal and regulatory capital planning scenarios, including stress testing, sensitivity analysis, and scenario calibration.
- Serve as enterprise leader of behavioral models and assumptions for ALM, liquidity risk, profitability, capital planning, and credit analytics.
- Lead development, validation, calibration, and back-testing of behavioral assumptions (e.g., prepayments, deposit decay, deposit betas, embedded optionality).
- Ensure consistent application of behavioral methodologies across all modeling platforms, including ALM, liquidity stress testing, FTP, capital planning, and FP&A.
- Establish governance structures ensuring analytical integrity, documentation quality, auditability, and regulator-defensible standards.
- Provide strategic insights and guidance to executive leadership on capital allocation, balance sheet strategy, project feasibility, and behavioral analytics.
- Lead, coach, and develop a team of analysts responsible for capital monitoring, data insights, reporting, and execution of capital planning activities.
Benefits
- excellent work-life balance
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What This Job Offers
Job Type
Full-time
Career Level
Senior
