Senior Data Analyst

BMO•Toronto, ON

1d•Hybrid

About The Position

This is an opportunity to join a data-driven team at the core of commercial credit risk, where high-quality data, strong analytics, and collaboration directly support how the Bank understands risk, meets regulatory expectations, and makes lending decisions. As a Senior Data Analyst, you will be part of a team that serves as the backbone for commercial credit risk data. The role is fundamentally data-centric, with a primary focus on working with large datasets, building and maintaining ETL pipelines, and ensuring data accurately reflects underlying business processes. Your work will help ensure that credit risk systems, ratings, and reporting are reliable, well-governed, and aligned with how the business actually operates. You will spend the majority of your time analyzing data at the source-writing SQL queries, identifying root causes of data issues, and partnering with stakeholders to resolve them. Just as important, you’ll help bridge the gap between data and business, bringing clarity to how commercial lending products work and how changes in processes or systems should be reflected in data flows. This role offers exposure to commercial lending, credit risk concepts, and regulatory considerations, within a collaborative team that values clear communication, practical problem-solving, and continuous improvement. It is ideal for someone who is strong with data, curious about banking and risk, and motivated to see their work have real downstream impact. The role is based in downtown Toronto (250 Yonge) and operates in a hybrid model (3 days in office). If you’re looking for your next dream job, consider this one in BMO’s Enterprise Risk Group where every colleague helps protect and grow the bank by providing independent review and oversight of enterprise-wide risks, working together to maintain a risk management framework and fostering a strong risk culture. #ERPMDreamJobs

Requirements

Foundational level of proficiency: Agile Delivery and Development.
Foundational level of proficiency: Data analysis.
Foundational level of proficiency: Learning Agility.
Intermediate level of proficiency: Process improvement and optimization.
Intermediate level of proficiency: Organization process optimization.
Intermediate level of proficiency: Business architecture frameworks.
Intermediate level of proficiency: Stakeholder Analysis and Management.
Intermediate level of proficiency: Digital Fluency.
Intermediate level of proficiency: Systems Thinking.
Intermediate level of proficiency: Verbal & written communication skills.
Intermediate level of proficiency: Collaboration & team skills.
Intermediate level of proficiency: Analytical and problem solving skills.
Intermediate level of proficiency: Data driven decision making.
Advanced level of proficiency: Business requirements definition and analysis.
Advanced level of proficiency: Insights development and reporting.
Advanced level of proficiency: Application functional design.
Advanced level of proficiency: Functional Analysis.
Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
Deep knowledge and technical proficiency gained through extensive education and business experience.

Responsibilities

Investigates and identifies strategies to optimize business operations and services, and inform business decisions.
Defines business requirements to inform technology build and operations by sourcing and analyzing relevant data, reviewing and documenting business processes and collaborating with business stakeholders.
Sources business and market data to evaluate the effect of projects on business results.
Assesses the efficiency and the performance of technology (software, hardware and the wider IT system) to deliver expected business results.
Identifies and analyzes malfunctions, system workflow, and troubleshoots issues raised by business.
Elicits requirements and analyzes feasibility to ensure solutions/initiatives achieve the expected business outcomes.
Supports various project teams across the project lifecycle to ensure development is aligned with the business requirements.
Develops informative, coherent, and usable project documents (project artifacts) for multiple stakeholders covering functional and non-functional business requirements.
Applies depth of domain & functional expertise for the assigned portfolio to drive the expected business value.
Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
Builds tests cases in order to validate business requirements and End-User Testing results.
Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
Provides specialized consulting, analytical and technical support.
Exercises judgment to identify, diagnose, and solve problems within given rules.
Works independently and regularly handles non-routine situations.
Broader work or accountabilities may be assigned as needed.
Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.