Senior Credit Risk Officer

UBS•Raleigh, NC

1d•$140,000 - $233,000•Remote

About The Position

The Financial Institutions and Corporate derivatives team in the Americas region, aligned with the Investment Bank, is seeking a Senior Credit Risk Officer. This role is responsible for the credit assessment, monitoring, control, and transaction decision approval of UBS's counterparties. The candidate will serve as a Credit Officer focusing on quantitative risk assessment of transactions and financial institutions counterparty credit analysis.

Requirements

Bachelor's degree or international equivalent, preferably in accounting, finance, economics, or mathematics.
Ideally 7-10 years of experience and demonstrated expertise in a similar position or related financial services position.
Extensive working knowledge of financial institutions and related products.
Established quantitative risk analysis skills employed in a credit risk, market risk, or trading environment.
Experience leading due diligence meetings and analyzing banks, brokers, and insurance counterparties.
A deep knowledge and understanding of financial markets and a breadth of trading and lending products.
Extensive experience with common trading documentation, particularly ISDA/CSA, Prime Brokerage, and Repo Agreements.
Excellent communication skills, with ability to engage directly and professionally with clients and internal stakeholders.
Ability to foster cooperation, influence stakeholders, and encourage teamwork across global business divisions.
Fluent in English (fluent verbal and strong English writing skills).
Curiosity to explore how AI can improve workflows, with sound judgment for validating outputs and aligning with policies, risk standards, and ethical use.

Nice To Haves

MBA/CFA preferred

Responsibilities

Evaluate counterparty credit risk based on analysis of both quantitative and qualitative factors, including fundamental credit analysis, to recommend internal ratings, LGD, and credit limits.
Assess counterparty exposure and evaluate transactional risks associated with OTC derivatives (fixed income and equities), securities financing, exchange traded derivatives, banking products, and structured transactions.
Hold delegated personal authority (within established risk-based limits) to approve new positions or make recommendations to higher authority levels within Credit. Interact with business units regarding transactions to ensure risk fit with UBS's ultimate appetite in the sector.
Prepare, review, and approve written counterparty annual reviews/transactional credit proposals, drawing conclusions on credit assessment, risk appetite, exposure drivers, and business prospects.
Lead trading documentation negotiation including ISDA/CSA, Prime Brokerage, and Repo Agreements. Ensure all regulatory requests, audit items, and operational risk issues are handled in a disciplined, timely, and efficient manner.
Perform ad hoc credit risk analysis and participate in portfolio reviews to identify risk developments or concentrations.