Senior Credit Risk Analyst

WilliamsTulsa, OK
Hybrid

About The Position

At Williams, you won’t just analyze numbers—you’ll help safeguard the transactions that keep natural gas flowing to homes, businesses, and power plants across the country. Your credit decisions directly enable the contracts and partnerships that make clean energy possible at scale. The Senior Credit Risk Analyst manages credit risk for a portfolio of counterparties by evaluating creditworthiness, establishing and approving credit limits within delegated authority, and monitoring exposure across commercial activities. This role reviews and approves counterparty contracts, serves as a subject matter expert for internal partners, and provides guidance to less‑experienced team members. The role operates independently on complex matters and plays a key role in protecting the company’s financial position. Your work will challenge you, and with our Core Values to guide you, you’ll quickly learn and grow with us.

Requirements

  • Bachelor’s degree in Finance, Accounting, Economics, or a related field
  • Seven (7) or more years of experience in credit analysis, corporate finance, or a related discipline
  • Strong financial acumen with the ability to analyze financial statements, assess risk, and explain conclusions to non‑experts
  • Comfort making sound credit decisions in environments with incomplete or evolving information
  • Strong communication skills with experience working across counterparties, commercial teams, and senior leaders
  • Proficiency in Excel and financial systems; experience with credit platforms or ERP systems is a plus
  • Demonstrates outstanding organizational and interpersonal skills, with safety as the utmost priority
  • Keen analytical skills critical to effective problem solving
  • Detailed understanding of financial documents and ratio analysis
  • Ability to present information clearly and respond to questions from leaders and counterparties
  • Dedication to meeting timelines and the ability to adjust priorities as business needs change

Nice To Haves

  • Ten (10) or more years of experience in oil, gas, or energy, particularly in midstream, trading, or pipeline operations

Responsibilities

  • Evaluate and approve credit exposure for energy counterparties—including midstream producers, marketers, and utilities—using financial analysis, industry insight, and sound judgment within delegated authority
  • Structure and negotiate collateral arrangements, including letters of credit, guarantees, and other credit support instruments
  • Monitor portfolio risk across a dynamic book of counterparties, identifying emerging concerns and recommending mitigation actions
  • Review and approve contracts with credit implications, partnering closely with commercial and legal teams
  • Mentor junior analysts and contribute to the development of a strong, collaborative credit team
  • Report on credit activities and exposure to leadership, translating complex risk positions into clear, actionable insights
  • Partner closely with cross-functional stakeholders including Trading, Legal, Treasury, Accounting, and IT to evaluate risk, support commercial decisions, and ensure alignment across credit-related activities

Benefits

  • Competitive compensation
  • Annual incentive program
  • Hybrid work model - one work from home day each week for most office-based roles
  • Flexible work schedule for most field-based roles
  • 401(k) with company matching contribution and a fixed annual company contribution
  • Comprehensive medical, dental, and vision benefits
  • Generous company-paid life insurance and disability benefits
  • A consumer-driven health plan option with the potential for a generous company contribution to a Health Savings Account
  • Healthcare and Dependent Care Flexible Spending Accounts
  • Paid time off, including floating and company holidays
  • Employee stock purchase plan
  • Robust employee learning and development
  • High internal mobility (we promote from within)
  • Parental leave (we provide up to 6 weeks for each parent)
  • Fertility coverage and adoption benefits
  • Domestic partner benefits
  • Educational reimbursement
  • Non-profit donation matching contributions and time off to volunteer
  • Employee resource groups
  • Employee assistance programs
  • Technology to make our work more productive and collaborative
  • Regular employee engagement surveys and feedback processes
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