Senior Credit Manager (Bilingual)

FCC / FAC•Montreal, QC

16d•CA$107,780 - CA$145,820•Hybrid

About The Position

At FCC, we’re proud to be 100% invested in Canadian agriculture and food. As a federal Crown corporation, we provide financing, knowledge resources and business management software to over 103,000 customers nationwide. This role offers competitive total rewards packages, purpose-driven work, growth opportunities, and hybrid work options. The Senior Credit Manager will leverage expertise in agricultural and commercial lending, credit analysis, and risk mitigation to evaluate and approve lending opportunities while supporting sound credit decisions. This role involves reviewing and approving complex loan applications, assessing risks, verifying compliance with credit policies, and providing advice on financing solutions. Strong expertise in financial analysis and credit risk management will enable support for lending decisions, review of exceptions, and recommendation of measures to maintain a healthy loan portfolio. The ideal candidate is collaborative, analytical, organized, skilled at coaching others, thrives in a dynamic environment, and is motivated by supporting Canada’s agriculture and food industry.

Requirements

Bachelor’s degree in business administration, economics, agriculture or a related field (or an equivalent combination of education and experience)
Minimum 8 years of experience in commercial or agricultural lending or both
Extensive knowledge of Canadian agriculture and credit risk management practices
Proven expertise in assessing loan applications and analyzing financial statements, working capital and cash flow
Proven ability to evaluate complex lending opportunities and implement risk mitigation strategies
Experience coaching, mentoring and providing technical guidance to loan specialists
Excellent communication, collaboration, organizational and decision-making skills
Strong bilingual (English and French) communication skills, both written and verbal, to present information

Nice To Haves

Experience delivering credit-related training and learning programs
Experience conducting credit quality reviews and monitoring lending trends is an asset
In-depth knowledge of FCC’s credit policies and procedures

Responsibilities

Evaluate and authorize complex agricultural and commercial lending proposals that exceed established lending authorities.
Review source documents, financial information and loan recommendations to support credit decisions.
Assess administrative requests, including loan amendments, changes to security and policy exceptions.
Assess compliance with enterprise credit risk policies, procedures and guidelines.
Provide coaching, mentoring and technical guidance to lending staff and credit specialists.
Work with business partners, contribute to credit quality reviews and support credit-related training initiatives.