Senior Credit / Lending Officer

Wells Fargo Bank • Irving, TX

16h

About The Position

Wells Fargo is seeking a motivated client centric, sales and originations professional to partner with commercial and underwriting organizations to support new lending opportunity development, internal transaction review and decisioning and growth advancement in a large. fast paced, structured deal environment. Learn more about the career areas and lines of business at wellsfargojobs.com .

Requirements

• 4+ years of secured or specialized lending sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Nice To Haves

• Experience in commercial underwriting, portfolio management, or structured credit analysis
• Bachelor's degree in accounting, business, economics, finance or related field
• Completed a formal credit training program and/or demonstrated strong familiarity with credit structuring and documentation
• Strong financial analysis and modeling experience
• Advanced experience in MS Office suite of products (Excel & PowerPoint)
• Experience in a client-facing or deal execution role with a focus on problem solving and transaction support
• Ability to manage multiple stakeholders and competing priorities in a fast-paced, execution-oriented environment

Responsibilities

• Support origination efforts by screening new opportunities, coordinating internal diligence, and helping advance transactions through the pipeline
• Analyze client business models, strategic objectives, operational priorities, and financial performance to support deal structuring and credit positioning
• Lead execution of moderately complex transactions in partnership with senior originators and coverage teams, including: – Preparing and revising PAC memos and internal approval materials – Developing and updating client proposal letters – Coordinating internal approval processes across credit, capital, and risk – Incorporating client feedback and market dynamics into structure and pricing
• Partner closely with coverage, underwriting, credit risk, legal, and product teams to resolve issues, refine structure, and meet transaction timelines
• Independently resolve structuring, documentation, and process-related issues while ensuring alignment with credit policies, procedures, and compliance requirements
• Provide feedback on market dynamics, competitive positioning, and client needs to support product development and improve credit solution delivery
• Contribute to broader business initiatives, including pipeline management, internal reporting, and development of materials for senior management discussions
• Evaluate and align deal structure across approval materials and client-facing documents, identifying inconsistencies and ensuring alignment with credit requirements and final documentation
• Perform pricing and return analysis (ROE, spreads, fees), assess the impact of structural changes, and recommend adjustments to improve competitiveness while maintaining appropriate risk-adjusted returns
• Manage multiple live transactions concurrently, prioritizing deliverables and ensuring timely progression from screening through approval and proposal issuance
• Support development of presentation materials, internal summaries, and comparison analyses used for decision-making and approval discussions

Benefits

• May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards

What This Job Offers

• Job Type: Full-time
• Career Level: Senior