Senior Credit Analyst
About The Position
The Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for diversified types of loans; assists loan officers in writing loan requests; promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. Senior Credit Analysts are expected to underwrite credit requests of all sizes and complexity. They will also participate in the credit review process and ensure that all underwriting, policy, and compliance procedures are followed. Familiarize oneself with City Bank policy to effectively interpret, apply, and advise on policy. Maintain effective relationships with Senior Management and lending staff and assist Lenders on client calls/meetings. Mentor and train credit analysts as well as coordinate and oversee internal group training. Participate in the hiring process and development of the credit department. Identify and coordinate external training opportunities for credit department. Ensure that procedures and credit requests comply with City Bank’s loan policy. Participate in external training modules that consist of advanced credit analysis training a minimum of 2 times per year. Other job duties as required by the Regional Credit Managers.
Requirements
- Proven ability to manage all essential duties of the City Bank Credit Analyst position.
- Prepare comprehensive loan memorandums detailing loan requests and credit quality for loan presentations and approval.
Responsibilities
- Gathering and analyzing credit information on current and potential borrowers.
- Determining the advisability of granting credit for diversified types of loans.
- Assisting loan officers in writing loan requests.
- Promoting business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.
- Underwriting credit requests of all sizes and complexity.
- Participating in the credit review process and ensuring that all underwriting, policy, and compliance procedures are followed.
- Interpreting, applying, and advising on City Bank policy.
- Maintaining effective relationships with Senior Management and lending staff and assisting Lenders on client calls/meetings.
- Mentoring and training credit analysts.
- Coordinating and overseeing internal group training.
- Participating in the hiring process and development of the credit department.
- Identifying and coordinating external training opportunities for the credit department.
- Ensuring that procedures and credit requests comply with City Bank’s loan policy.
- Participating in external training modules that consist of advanced credit analysis training a minimum of 2 times per year.
- Performing other job duties as required by the Regional Credit Managers.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
