Senior Credit Analyst

International Motors, LLC•Lisle, IL

28d

About The Position

International Financial Corporation is seeking a Senior Credit Analyst to support customers financing acquisitions of International trucks and buses. This role focuses on underwriting credit for owner-operators and small- to mid-size fleet customers, and includes credit approval authority. The analyst works with dealers, finance managers, internal sales teams, and NFC Credit Management to assess credit requests, make and communicate credit decisions, and manage lending risk. The role also supports documentation, compliance, strategic initiatives, and maintenance of credit policies and procedures.

Requirements

Bachelor’s degree and at least 1 year of accounting or finance experience, or a master’s degree and no experience, or at least 3 years of accounting or finance experience.
Legally authorized on an unrestricted basis to work in the United States; employment-related work sponsorship is not anticipated.
Strong analytical and business writing skills.
Proficiency with Excel, Word, Power BI, and T-Value.
Ability to work independently and within a team environment.
Ability to communicate effectively with internal and external stakeholders.
Ability to prioritize workloads involving multiple transactions.

Nice To Haves

At least 1 year of credit underwriting experience, preferably in the transportation sector.
Working knowledge of consumer credit bureaus, PayNet, LexisNexis, and DocuSign.
Knowledge of the transportation industry and related credit policies and procedures.
Proficiency in finance and lease documentation, insurance, and lien perfection.

Responsibilities

Interact daily with dealers, finance managers, and internal sales teams regarding credit requests.
Assess existing and prospective customers’ credit.
Complete credit memo templates accurately and professionally.
Make recommendations on credit decisions to NFC Credit Management.
Exercise credit approval authority consistent with NFC’s dual signature policy.
Communicate credit decisions to internal and external parties.
Ensure compliance with company reporting policies, including risk ratings and scorecards.
Minimize NFC’s risk exposure by following internal credit policies and procedures for lending decisions.
Collect and gather standard due diligence and KYC information.
Ensure loans and leases are properly documented and liens are perfected.
Educate dealers on credit and documentation requirements.
Support strategic credit, sales, and marketing initiatives.
Assist management in creating and updating policies, procedures, reports, and desktop manuals.
Assist in remediating post-funding documentation exceptions.