Senior Credit Analyst

Allianz Insurance•Baltimore, MD

2d•$90,000 - $115,000•Remote

About The Position

The Senior Credit Analyst will manage a credit portfolio of diverse companies, including public and private companies, investment grade and non-investment grade credits, and middle market to large corporate obligors. This role involves performing comprehensive financial statement analysis to assign company credit ratings and recommend underwriting strategies. The analyst will review all pertinent credit and financial information to arrive at an appropriate credit rating, prepare and present complex credit recommendations to senior credit management and stakeholders in a credit committee setting, and develop and maintain relationships with treasury and finance teams. Additionally, the analyst will author industry sector outlooks to determine underlying market trends.

Requirements

Bachelor’s degree in Business Administration or Finance, MBA preferred
5-7 years’ experience in financial management banking, credit insurance brokerage or a credit insurance environment.
Excellent computer skills, with an understanding of financial software and spreadsheet packages.

Nice To Haves

Prior fundamental credit training including financial statement analysis is preferred.
Experience evaluating corporate financial statements of both public and private companies.
Experience using ratings platforms for company research, financial data, and credit analysis.
Experience producing thoughtful qualitative and quantitative written analysis.

Responsibilities

Manage credit portfolio of diverse companies including public and private companies, investment grade and non-investment grade credits, and middle market to large corporate obligors.
Perform comprehensive financial statement analysis to assign a company credit rating and recommend underwriting strategy.
Review all pertinent credit and financial information — including financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research, and peer data, to arrive at an appropriate credit rating.
Prepare and present complex credit recommendations on large exposures and strategically important credits to senior credit management and other stakeholders in a credit committee setting.
Develop and maintain relationships with treasury and finance teams to obtain financial data, review financial performance, discuss business forecasts.
Author industry sector outlooks to determine underlying market trends.