Senior Credit Analyst - Financial Institutions

CoBank•Greenwood Village, CO

19h•$81,500 - $93,200•Hybrid

About The Position

Prepares analysis and conducts credit investigations of routine and more complex credits for domestic and international financial institution counterparties in accordance with prescribed methods and procedures. Prepares and presents credit reports to appropriate senior staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support to credit manager and appropriate staff with research and statistical analysis.

Requirements

Bachelor's Degree required
3 years of credit experience in banking industry. required

Nice To Haves

Proficient knowledge of the public ratings agencies of Moody's S&P and Fitch preferred

Responsibilities

Develops credit information and structures financial proposals for use by appropriate senior staff and committees in making decisions about credit arrangements for new, renewal, or extension loans.
Cosponsors or approves credit requests within prescribed limits.
Reviews all pertinent credit and financial information utilizing public ratings, market indicators, and internal fundamental analysis and determines the need for more thorough investigation or additional information.
Analyzes information statements and related material and prepares summaries, presents facts, and offers opinions concerning credit‑worthiness.
Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information.
Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring.
Maintains control over current accounts, monitoring for macroeconomic and banking sector developments, developing problems, trends, and compliance with covenants.
Provides relevant and timely information to internal stakeholders including account officers, relationship managers, Treasury, Capital Markets and credit staff.
Assists credit manager in the preparation of internal research and analysis, provides statistical reports, and verifies information.
Prepares and delivers presentations on topics as assigned.
Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations.
May authorize loan advances and loan re-pricing with money desk staff.
Maintains expertise in assigned industries or market sectors.
Keeps abreast of industry trends and competitive environment.