Senior Credit Analyst

Dext Capital LLC • Lake Oswego, OR

3d

About The Position

The Senior Credit Analyst independently analyzes and underwrites complex, large-ticket credit transactions in the equipment finance industry. The role evaluates financial statements and risk factors, develops credit recommendations and structures, and prepares formal credit write-ups and presentations for senior management. It serves as a credit partner to Business Development throughout origination, exercises sound judgment with limited supervision, and supports portfolio quality through disciplined underwriting and collaboration with internal stakeholders. The analyst also partners with Legal, Operations, and Documentation and contributes to credit projects, process improvements, and initiatives for the Large Ticket department.

Requirements

• Bachelor’s degree in Business, Finance, or a related field.
• At least 5 years of large-ticket underwriting experience in the equipment finance industry, including experience underwriting complex, structured transactions.
• Ability to independently evaluate risk, interpret financial data, and make well-supported credit recommendations.
• Advanced written and verbal communication skills, including the ability to articulate credit rationale.
• Strong organizational, analytical, and problem-solving skills in a fast-paced, high-growth environment.
• Ability to collaborate effectively across departments while maintaining accountability for individual deliverables.
• Professionalism, discretion, and commitment to maintaining confidentiality of sensitive information.
• Proficiency with Microsoft Office, particularly Excel and Word, and experience producing formal credit memoranda and presentations.

Responsibilities

• Independently analyze and underwrite complex, large-ticket credit transactions, including detailed reviews of income statements, balance sheets, cash flow statements, and risk factors.
• Develop comprehensive credit recommendations and structures that balance growth objectives with risk mitigation and adherence to credit policy.
• Prepare credit write-ups and formal presentations for transactions involving sophisticated borrowers, complex ownership structures, and non-standard program features for senior management review.
• Advise Business Development on deal structuring, risk considerations, and feasibility throughout the origination process.
• Exercise sound credit judgment on complex transactions with limited supervision.
• Support portfolio quality and long-term performance through disciplined underwriting, timely transaction reviews, and ongoing collaboration with internal stakeholders.
• Partner with Legal, Operations, Documentation, and other teams on credit, documentation, and program considerations.
• Contribute to special credit-related projects, process improvements, and initiatives supporting the Large Ticket department.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior