Senior Credit Analyst

NEWFIRST NATIONAL BANK • Rosenberg, TX

8d

About The Position

The Senior Credit Analyst serves as a team lead and mentor for the credit analyst team. The Sr Credit Analyst will play a vital role in the NewFirst Commercial, Real Estate and Agricultural lending process providing analytical and technical skill sets to facilitate the underwriting decision-making. This position with handle all underwriting for complex credits as well as supervising the work of the credit analyst team.

Requirements

• Experience managing/supervising a team within credit administration.
• A thorough understanding of financial statements including balance sheets, income statements and statements of cash flow.
• Extensive experience in Microsoft Excel including financial, data, and logic formulas, and pivot tables.
• The ability to manage multiple assignments, prioritize, and deal with changing deadlines with limited supervision.
• Excellent verbal and written communication skills.
• A strong work ethic, self-motivation, and an aptitude for critical thought and decision making.
• An ability to maintain sensitive and confidential information.

Responsibilities

• Supervise the team as they analyze and underwrite new & renewed loan requests. Loan types include investment real estate, construction and development loans, operating credit requests (lines of credit and equipment purchases), and agricultural loans.
• Spread and analyze financial information for all lenders and branches within the market.
• Participate with sales in the formation of credit officer memos providing financial analysis support to the process.
• Monitor and evaluate post funding performance and draw requests.
• Participate in Loan Committee meetings with Lenders.
• Be prepared to support loan analysis conclusions to all effected parties (sales, underwriting, senior management, BOD, examiners) including the customer.
• Assist the sales process with administration of Sales Contact files including creation of reports, sales meeting preparation and training of users.
• Perform other duties as required and support all team functions as necessary.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior