Senior Credit Analyst II

Reading Co-Operative • Reading, MA

1d • $113,000 - $125,000 • Onsite

About The Position

At Reading Cooperative Bank, we are more than a financial institution—we are a mutual cooperative bank dedicated to strengthening Main Street and supporting the communities we proudly serve. Rooted in a tradition of trust, collaboration, and local impact, we work every day to empower individuals, families, and small businesses to thrive. If you are passionate about making a meaningful difference and building relationships that matter, we invite you to explore a career with us. We are seeking a Senior Credit Analyst II to join our collaborative and high-performing Credit Team. Reporting directly to the SVP, Chief Credit Officer, this role is a key contributor to the Bank's commercial lending success, providing independent credit analysis and underwriting support across a diverse portfolio of commercial real estate, construction, and commercial & industrial lending relationships.

Requirements

• Bachelor’s degree in Accounting, Finance, or a related field
• 3-5 years of progressively responsible commercial credit analysis experience, including underwriting and analyzing complex commercial credit relationships; or an equivalent combination of education and experience.
• Demonstrated leadership potential, strong judgment, and a desire to develop into future credit leadership roles.

Responsibilities

• Perform advanced credit analysis and underwriting for commercial lending relationships while supporting the Bank’s disciplined credit culture.
• Serve as a senior resource within the department, helping develop and support other analysts.
• Prepare for expanded leadership responsibilities within the credit function.

Benefits

• Choice of medical plans with HRA or HSA options
• Dental and vision coverage
• Flexible spending accounts (FSA)
• Disability insurance
• 401(k) retirement plan
• Employee Assistance Program (EAP)
• Generous paid time off
• Interest-free emergency loan program (up to $2,000, subject to program guidelines)
• Tuition assistance (available to full-time and part-time employees)

What This Job Offers

• Job Type: Full-time
• Career Level: Senior