Senior Credit Administration Analyst

Fifth Third Bank • Cincinnati, OH

2d • Onsite

About The Position

The Credit Administration Senior Analyst independently executes complex underwriting support and credit monitoring responsibilities, partners closely with Portfolio Managers, Underwriters, and Credit Leadership, and ensures credit files are complete, accurate, and ready to support sound credit decisions. Accountable for risk by openly exchanging ideas and opinions, elevating concerns, and following policies and procedures as defined. Ensures actions and behaviors align with Fifth Third’s commitment to doing the right thing for customers and colleagues while operating within the Bank’s risk appetite.

Requirements

• Minimum of three years of credit analysis, loan review, or credit administration experience, preferably in banking.
• Demonstrated ability to independently manage complex work and exercise sound judgment.
• Strong analytical, organizational, and communication skills.
• Proficiency in Microsoft Word and Excel; familiarity with nCino and internal systems preferred.

Nice To Haves

• Bachelor’s degree in accounting, finance, economics, or related field preferred.

Responsibilities

• Independently serves as the primary point of contact for complex renewals, reviews, and portfolio monitoring activities.
• Review financial statements and credit requests, identify gaps or inconsistencies, and obtain additional information needed to support credit decisions.
• Build and manage facility renewals and reviews in nCino in preparation for underwriting and approval.
• Ensure accuracy, completeness, and organization of credit documentation within nCino, DocMan, and FileNet.
• Perform and validate Borrowing Entity PD Ratings and Obligation LGD Ratings in accordance with policy.
• Proactively monitor covenants and portfolio risks, identifying and escalating emerging issues or trends.
• Prepare pipeline, portfolio, and ad-hoc reporting for Credit Leadership and internal partners.
• Serve as an informal resource to Credit Administration Analysts by providing guidance and sharing best practices.
• Identify process improvement opportunities and escalate recommendations to leadership.

Benefits

• Comprehensive benefits and differentiated compensation offerings
• Eligible to participate in an incentive compensation plan
• Extensive benefits programs designed to support the individual needs of employees and their families, encompassing physical, financial, emotional and social well-being.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior