Senior Manager, Senior Counsel - Senior Counsel – Marketing & UDAAP

Capital OneMcLean, VA
$182,500 - $229,100Hybrid

About The Position

We are seeking a high-impact, creative legal strategist to join our TechReg Legal team. In this critical role, you will not just advise; you will be a strategic architect for our next generation of products and services. You will partner directly with our world-class Brand Marketing team to push the boundaries of what’s possible, ensuring that innovation and consumer transparency go hand-in-hand. This is an opportunity to join a collaborative, fast-paced environment at an organization consistently recognized as one of the best places to work in the U.S.

Requirements

  • Strong analytical skills, ability to interpret data, and attention to detail
  • Skills enabling provision of innovative and well-grounded advice that clearly identifies and describes legal risks presented and presents options to mitigate risks that balance regulatory risks and business needs, particularly when the law is unclear;
  • Ability to think creatively about how to most effectively and efficiently deliver legal advice and improve current processes, individually and as a team;
  • Excellent verbal and written communication skills with the ability to influence others;
  • Ability to work effectively in a rapid change environment, with minimal supervision, while managing large volumes of work including complex legal issues that may arise suddenly;
  • Demonstrated ability and desire to be a team player, who fosters meaningful relationships with colleagues and clients, and is seen as a trusted advisor and critical business partner;
  • Intellectual curiosity, a desire to learn new areas of law, and an interest and an ability to analyze and interpret laws, regulations, and other source documents covering many different areas of the law; and
  • Strong interest and proficiency in the use of modern technology, and with strong analytical, organizational, and prioritization skills.
  • Juris Doctor from an accredited law school
  • Active member in good standing of at least one state bar
  • At least 4 years of experience as an attorney in a law firm, in-house legal department, or government agency

Nice To Haves

  • 2+ years of counsel or compliance experience with consumer finance laws, regulations, and disclosures, especially marketing and UDAAP/UDAP laws and regulations
  • In-house, corporate legal experience
  • A thorough knowledge of consumer protection laws, including TILA, TISA, ECOA, UDAAP, FCRA, FDCPA, SCRA, Dodd-Frank Act, and other accompanying regulatory consumer lending regulations
  • Financial services industry knowledge and expertise, including experience with business and/or consumer regulatory requirements relating to auto loans, credit cards, lines of credit, loans, and other banking products and services
  • Experience counseling clients on digital initiatives and/or innovation
  • Experience with Google Workspace

Responsibilities

  • Serve as a lead legal advisor on the lifecycle of breakthrough products and services, from initial concept and design through go-to-market rollout, ensuring customer-centricity and regulatory excellence;
  • Translate complex UDAAP and consumer protection regulations into practical, actionable business strategies that drive growth while safeguarding the brand and the customer;
  • Act as a trusted partner to the Brand Marketing organization, providing sophisticated counsel on high-profile ad campaigns, cutting-edge AI implementation, and complex vendor negotiations;
  • Architect and evolve enterprise-level Legal UDAAP frameworks that set the industry standard for compliance and ethical marketing;
  • Anticipate emerging regulatory trends and provide proactive leadership that ensures Capital One remains a pioneer in consumer protection innovation.
  • Identifying opportunities for and leading related projects to drive innovation in the consumer protection area; and
  • Building and maintaining effective working relationships with internal and external stakeholder groups.

Benefits

  • Comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.
  • Performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI).
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