Senior Compliance Manager - Branch Inspections

TD Bank • Mount Laurel, NJ

7h • $115,440 - $173,160 • Onsite

About The Position

At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact – both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program – it's about creating a culture of compliance that will cascade throughout the organization. The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank’s size, complexity, and risk profile. In this role, you’ll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future. Beyond technical expertise, we’re looking for someone with an entrepreneurial mindset—someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure. Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you’ll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards. U.S. Wealth is a fully integrated wealth management business that provides products and services (designed for High-Net-Worth, Institutional and Mass Affluent clients of TD Bank, N.A. encompassing banking, custom credit, asset management, securities, investment advisory and insurance) through multiple legal entities (TD Bank N.A., TD Private Client Wealth LLC and TD Wealth Management Services Inc) with independent and complex regulatory regimes. The Financial Advisors, Relationship Managers, and Investment Advisors who are part of the client-facing Distribution teams are both securities-registered and insurance-licensed. As a member of the US Wealth Compliance Department, the Senior Compliance Branch Inspections Manager will:

Requirements

• Undergraduate degree or equivalent work experience
• 10+ years of experience
• Knowledge and experience within compliance or audit, legal and regulatory environment, enterprise governance framework, products and services, policies, standards, systems, reporting and training requirements a plus.
• Knowledge of current and emerging trends, including broker-dealer and RIA regulatory expectations and standards for effective compliance management systems.
• Ability to research, interpret and summarize relevant regulatory expectations, laws, regulations and impacts to Compliance Program elements.
• Skill in using computer applications including MS Office Suite, including PowerPoint, Excel, OneDrive, Teams.
• Ability to independently identify, assess, and escalate issues requiring senior management attention.
• Experience conducting annual compliance assessments under 206-4(7) and FINRA 3130.
• Demonstrated business writing abilities.
• Experience writing policies, policy guidance, procedures, and training.
• Experience responding to client complaints within a bank or broker-dealer.
• Experience reviewing and providing guidance on advertising and marketing materials for a broker-dealer/bank.

Nice To Haves

• Experience working in an integrated wealth business as a bank subsidiary, a focus on securities investment management and fiduciary activities, state insurance regulatory requirements and securities regulatory requirements for activities involving the recommendation or sale of non-deposit investment products (NDIP) to retail bank customers is preferred.
• FINRA Series 7, 63 and 24 preferred.

Responsibilities

• Manage Branch Examinations and Internal Investigations Team
• Lead Broker-Dealer and Registered Investment Adviser Compliance Monitoring Plan
• Ensure ongoing compliance with the Investment Company Act of 1940, FINRA, SEC rules, and other applicable state and federal securities laws
• Assist in regulatory requests and exams, and help manage responses to State, FINRA, and SEC inquiries
• Help mitigate risk and ensure the firm meets regulatory obligations
• Assist in the development, implementation, and maintenance of the firm’s compliance policies and procedures
• Partner with operations, technology, and business teams to ensure regulatory compliance
• Develop and prepare compliance reports on risks and trends
• Serve as a compliance resource across the firm and represent the department on cross-functional meetings, initiatives, forums and committees
• Identify departmental risks and contribute to strategic planning
• Oversee business case initiatives and compliance-related technology requests
• Provide training to the field on various regulatory topics, including onboarding new hire training
• Delivers relevant subject matter expertise and Compliance advice to business management
• Monitor changes in applicable laws and regulations and advise senior management on potential impacts and required actions
• Conduct periodic compliance testing, surveillance, and risk assessments in line with the firm’s compliance program
• Provide backup support to other areas of the US Wealth Compliance team
• Participate in other initiatives as needed

Benefits

• Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level