Senior Compliance Analyst

Corpay • Toronto, ON

2d • CA$80,000 - CA$100,000 • Onsite

About The Position

Corpay is seeking a Senior Compliance Analyst to join our Sanctions and Financial Intelligence Unit (FIU) team in Toronto. In this role, you will safeguard the integrity of our operations by conducting in-depth investigations into high-risk payment activity, reviewing potential sanctions matches, and strengthening our anti-money laundering (AML) practices. This is a senior individual contributor position suited to someone with a strong investigations and sanctions background who is ready to bring depth of experience to a small, high-impact compliance team.

Requirements

• Bachelor's degree in Business Administration, Finance, Accounting, Law, or a related field
• CAMS certification or an equivalent AML certification
• Several years of experience in a compliance role within the financial services industry, with a focus on AML, CTF, sanctions, or regulatory compliance
• Hands-on background in investigations, transaction monitoring, and live screening of payments
• In-depth knowledge of anti-money laundering (AML), counter-terrorist financing (CTF), and other financial crime regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, FATF recommendations, and relevant international standards
• Experience working within a money service business (MSB), banking, or similar financial services environment
• Exceptional problem-solving skills, with the ability to combine information to form conclusions and develop creative solutions
• Professional-level written and verbal communication skills, with the ability to convey complex regulatory requirements and findings to a range of stakeholders
• Ability to learn Corpay's proprietary systems and software, along with CRM software (Salesforce), sanctions screening software (LexisNexis), and transaction monitoring software (NetReveal)
• Proficiency in Microsoft Office applications, including Excel, Word, and PowerPoint
• A collaborative, social, and outgoing team player who values longevity and contributes to building the team

Nice To Haves

• A Master's degree or relevant professional certification may be preferred

Responsibilities

• Conducting in-depth reviews of high-risk customers and transactions, identifying patterns, trends, and anomalies to assess potential financial crime risk
• Reviewing and analyzing transaction monitoring alerts and underlying transactional data using internal systems and tools to identify potentially suspicious activity
• Reviewing potential sanctions matches and dispositioning alerts in accordance with regulatory requirements and internal standards
• Leading end-to-end investigations into complex or high-risk cases, including evidence gathering, analysis, documentation, and case disposition
• Preparing, reviewing, and ensuring timely filing of SARs/STRs in accordance with applicable regulatory requirements and internal standards
• Acting as a subject matter expert on AML/CTF investigations, providing guidance, decision support, and informal oversight to junior analysts
• Identifying emerging financial crime risks, typologies, and control gaps, and recommending enhancements to transaction monitoring scenarios and investigative processes
• Supporting and influencing the implementation of system enhancements, model tuning, and policy updates impacting FIU operations
• Leading or supporting regulatory inquiries, audits, and internal reviews, including drafting responses and assisting with remediation efforts
• Driving continuous improvement initiatives across FIU operations, including workflow optimization, quality assurance enhancements, and efficiency gains
• Sharing industry best practices, regulatory developments, and internal learnings with stakeholders to strengthen the overall compliance framework
• Performing other duties and projects as assigned

Benefits

• Medical, Dental & Vision benefits available the 1st month after hire
• Automatic enrollment into our 401k plan (subject to eligibility requirements)
• Virtual fitness classes offered company-wide
• Robust PTO offerings including major holidays, vacation, sick, personal, and volunteer time
• Employee discounts with major providers (i.e. wireless, gym, car rental, etc.)
• Philanthropic support with both local and national organizations
• Fun culture with company-wide contests and prizes

What This Job Offers

• Job Type: Full-time
• Career Level: Senior