Sr Commercial Portfolio Manager - Huntington Technology Finance (Underwriter)
About The Position
The Senior Commercial Portfolio Manager – Technology Finance underwrites credit exposure for large, complex customer relationships and circumstances. The role includes day-to-day interaction with assigned Sales Representatives, management of portfolio risk, and adherence to regulatory and compliance guidelines. A critical component is early identification of emerging credit problems and industry trends. The position can be located at any Huntington corporate office. The workplace type is listed as Office; specific work arrangements will be provided by the hiring team, and certain positions outside the branch network may be eligible for a flexible arrangement combining office and work from home.
Requirements
- Bachelor's degree in Accounting, Finance, or a related field.
- At least 5 years of experience in commercial credit analysis.
Nice To Haves
- Experience conducting cash flow analysis for large, complex publicly traded companies.
- Intermediate proficiency with MS Office desktop applications.
- Proficiency with Moody’s spreading software.
- Previous equipment finance underwriting experience.
- Strong interpersonal skills and solid written and verbal communication.
- Ability to prioritize workflow and multitask in a fast-paced environment.
- RMA-CRC designation.
- CLFP designation.
Responsibilities
- Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities under Huntington policies, procedures, and Guiding Principles.
- Own primary responsibility for credit and monitoring of Commercial portfolio risks.
- Work directly with the Team Leader and Regional Credit Officer on underwriting quality, portfolio administration, and credit quality of the assigned portfolio.
- Underwrite complex and large credit requests for prospects and clients; analyze company performance, industry and competitive dynamics, and macroeconomic events affecting creditworthiness.
- Evaluate risk and meet associated regulatory compliance requirements.
- Provide independent, in-depth analysis of financial statements, projections, and business plans; identify and mitigate key risks.
- Manage the assigned portfolio by monitoring performance and trends, identifying issues, and following through on remediation.
- Maintain financial statement spreading, risk rating integrity, compliance, and regulatory review.
- Maintain extensive knowledge of corporate, investment, and commercial banking solutions, market trends, and business drivers.
- Understand and communicate industry trends, economic patterns, and their implications, and proactively share information across the organization.
- Mentor Credit Analysts and junior-level Portfolio Managers.
- Perform other duties as assigned.
Benefits
- Health insurance coverage.
- Wellness program.
- Life and disability insurance.
- Retirement savings plan.
- Paid leave programs.
- Paid holidays.
- Paid time off (PTO).
- Eligibility to participate in an applicable incentive compensation plan.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
