Senior Commercial Loan Specialist (Hybrid)
Banner Bank•Sacramento, CA
•Hybrid
About The Position
As a Senior Commercial Loan Specialist, you will provide support to commercial lending staff in commercial branches or banking centers. Process more complex loan closings, attain loan perfection, and service loan customers. Support the production of large, complex loans, including those requiring additional monitoring and control.
Requirements
- H.S. Diploma: required (an equivalent combination of education and experience may be considered)
- 4 or more years of commercial loan support experience required
- Demonstrate ability to independently produce accurate work in a deadline driven environment.
- Possess strong analytical skills with the ability to identify document errors or variances and make corrections.
- Ability to deliver professional, responsive customer service.
- Proficient in Word, Excel, and commercial loan systems.
- Advanced knowledge of state and regulatory requirements pertaining to commercial loans.
Nice To Haves
- Advanced knowledge of accounting principles with the ability to analyze basic financial statements and cash flows preferred.
Responsibilities
- Prepare all loan request documents.
- Gather customer income and net worth information.
- Answer customer questions.
- Responsible for ordering external agency reports such as titles, insurance, etc.
- Prepare commitment letters.
- Arrange for payoff of property liens.
- Coordinate loan closings and prepare disbursement checks.
- Close loans by explaining documents to customers.
- Responsible for verifying loan system accuracy for boarded loans.
- Begin preparation for credit analysis.
- Responsible for ensuring each loan file meets bank and regulatory requirements.
- Monitor commercial lines for compliance.
- Responsible for making advances and payments on commercial lines.
- Balance commercial loan suspense accounts monthly.
- Monitor agricultural lines activity and prepare variance reports.
- Responsible for complying with policies, procedures, security requirements, and government regulations.
Benefits
- medical
- dental
- vision
- LTD
- STD
- life
- Paid vacation time
- sick time
- personal days
- paid volunteer time
- 11 company paid holidays
- 401k (up to 4% match with immediate vesting)
- Tuition reimbursement up to $5,250 annually (minimum service requirement)
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
High school or GED
