Senior Commercial Lending Assistant (78605)

TEXAS SECURITY BANK•Southlake, TX

4d•Onsite

About The Position

As Senior Commercial Lending Assistant, you will support relationship managers and clients in closing commercial loans, ensuring all commercial lending steps flow effectively and efficiently. You will have a hand in underwriting/compliance phase, closing, funding, boarding, portfolio management and servicing. Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first.

Requirements

Associates Degree
4 years’ experience in Commercial Lending and equivalent combination of education and experience.
Knowledge of: Lending practices and policies.
Loan documentation requirements and regulations.
Deposit, loan, and investment systems for report generation and information gathering purposes.
Loan documentation and lien perfection requirements.
Thorough knowledge of commercial loan processes and workflows.
Solid Excel and Word experience.
Well-developed oral and written communication skills to effectively represent self.
Solid conceptual thinking and analytical skills with the ability to analyze complex problems that include interrelationships and dependencies in order to identify common themes and solutions.
Ability to effectively plan time, method, manner and sequence of own work assignments.
Analytical and problem-solving skills.
Effective written communication skills.
Strong sense of customer service.
Able to work in a team environment.
Time management skills

Responsibilities

Assist in call management tracking, data input, notary services, preparing marketing materials and creating management reports and scorecards.
Manage office supply needs, reordering and facilities repairs.
Assist with routing of Approval documents, clearing credit and collateral exception items, addressing loan portfolio client inquires and issues.
Produce and coordinate loan closing document checklist process.
Research/follow-up on past due loans.
Attention to regulatory requirements and compliance training applicable to position (Bank Secrecy Act, Customer Information Privacy ETC).
Consolidate Branch Officers Monthly Bank Credit Card transactions (Assigned Branch Officers).
Ensures monthly bills are input into the Accounts Payable system in a timely manner
Assist Clients with Wire transfer requests.
Assist with Branch Officers Calendars as needed.
Initial gathering of required information for documentation for loans to ensure timely closings.
Request draws on lines of credit, payoffs and credit advances.
Follow up on past due loans and clear exceptions in a timely manner.
Order title work, flood searches, UCC searches, and credit reports, and be able to interpret resulting reports.
Request collateral valuation through internal or external sources.
Assist the SBA Portfolio Manager with all work out situations
Prepare agenda for monthly SBA sales meetings including all pipeline reports
Work with loan officers and customers to ensure that all deposits are opened in a timely manner at the branch level
Package closed loans to ensure a complete set of documents and supporting information.
Work with various professionals to facilitate document prep and loan closing (title companies, attorneys, environmental agencies, etc.)
Follow policies and procedures.
Prepare necessary reports for loan officers and management.
Provide superior customer service to existing customers by resolving issues and providing accurate and timely information.
Attend work on a regular basis, on time, and withstand varying degrees of stress.
Integrity, discretion, and respect for confidential information are essential
Assist in Call management tracking
Assist with data input on Business Wise and nCino
Assist with various marketing campaigns
Assist with various management reports and scorecards
Prepare Fed Ex and Courier documents
Notary Services (if applicable)
Prepare marketing materials as needed
Meet weekly to review status of client issues, etc.
Assist with routing of Approval documents
Assist with clearing credit and collateral exception items
Assist in clearing delinquent tax report
Assist in loan portfolio client inquires and issues
Attend Loan Huddle Meetings for new / renewed loans
Gather entity documentation when needed
UCC searches on the Secretary of State website
Obtain Insurance and collateral documentation
Obtain Landlord information when applicable
Collect checklist items needed for renewal and new loans
Prepare and assist with loan closing packages for customer signing and routing:
Deposit Assistant: Assist with clearing documentation exception items
Assist in deposit portfolio client inquires and issues
Contact Non-Sufficient Funds / Overdraft clients when needed
Coordinate new account document checklist process
Request title work, flood searches, UCC searches, and credit reports, and be able to interpret resulting reports.
Able to prioritize duties and effectively manage time.
Completes Smart Checklists for all new loan and renewal/ modifications accordingly
Ensures all appropriate searches are completed for all new loans, renewals/modifications based on loan type (ie. UCC searches, Active Status/Good Standing, lien searches, MLA, CAIVRS, SAMS.gov, etc.)