Senior Commercial Lender - Sandy, UT

Zions Bancorporation•Midvale, UT

20h•Onsite

About The Position

Zions Bank is seeking a Senior Commercial Lender to join their team in Sandy, UT. This role is crucial in generating and managing a diverse range of commercial loans, including complex and sensitive credits. The Senior Commercial Lender will focus on building strong, low-risk commercial relationships while ensuring exceptional customer service. As the primary manager for accounts and relationships, this individual will drive new business through leads, referrals, and cross-selling, while adhering to all regulations. Expertise in credit analysis, loan structuring, and portfolio management is essential for the organization's success and reputation.

Requirements

8+ years’ experience with commercial or credit-associated lending, credit, or underwriting, or 11+ years of other directly related experience
Expert knowledge of commercial loans, credit analysis, lending, loan processing, and closing processes
Proven ability to expand commercial loans, client relationships, and cross-sell bank products
Solid sales ability and experience in applicant interviewing and perceptive character judgment
Strong skills in loan structuring and monitoring credit performance
Excellent interpersonal and communication skills
Working knowledge of software applications, including word processing and spreadsheets
Experience managing a large commercial portfolio
Bachelor’s degree required; a combination of education and experience may meet requirements

Responsibilities

Manage an underwriting team of Relationship Managers and Portfolio Managers overseeing $1B commercial loan portfolio.
Help to grow Auto Dealer loan portfolios by $200M at affiliate banks within the Bancorp footprint over the next 1-3 years.
Develop managerial skills to be promoted to Department Manager in 3-5 years.
Generate and service a diverse portfolio of commercial loans, including large and complex credits
Develop and maintain strong commercial relationships with new and existing clients
Act as principal account and relationship manager, providing consultative direction and solutions
Drive new business through client and prospect calls, referrals, and cross-selling bank products
Conduct credit analysis, loan structuring, client interviewing, and character judgment

Benefits

Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance
Paid Parental Leave
Adoption Assistance
Health Savings (HSA)
Flexible Spending (FSA)
Dependent care accounts
Paid Training
Paid Time Off (PTO)
11 Paid Federal Holidays, and any applicable state holidays
401(k) plan with company match
Profit Sharing
Competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
Employee Ambassador preferred banking products