Senior Commercial Credit Analyst

Capital One • Plano, TX

15h

About The Position

Senior Commercial Credit Analyst The Senior Analyst plays a key role in providing analytical support to a team of Asset Managers as they monitor the performance of a multifamily real estate loan portfolio, which includes providing excellent customer service to clients. This position will be a member of the Agency Finance Asset Management team, primarily focused on Fannie Mae and Freddie Mac loans. Responsibilities: Performs property operating statement analysis Assists Asset Managers in obtaining and reviewing documentation to satisfy loan covenants, including guarantor financial analysis Responsible for monitoring repair due dates per the loan documents and resolving all repairs including client communication, preparing complete supportable consent requests as needed, and collecting, and reviewing required documentation to support satisfaction requirements Responsible for reviewing deferred maintenance completion documentation and updating results in the applicable tracking system Performs detailed loan set-up for new loans including identifying special loan items and recording basic loan information into the tracking system Provides analytical support to a team of Asset Managers Manages all Freddie mailboxes ensuring timely response to Master Servicers and Freddie Mac Oversees 3rd party vendor on the execution of the annual loan compliance processes and other processes to ensure timely and thorough execution Assists Team Leader in compiling information for investor audits, as needed Handles special projects as assigned by Team Leader

Requirements

• Bachelor’s Degree or military experience
• At least 2 years of experience in commercial real estate or financial services

Nice To Haves

• Bachelor's Degree in Accounting, Finance, Business or Economics
• Proficiency in Microsoft Office or Google Suite (Word, PowerPoint, Excel)
• Highly developed analytical skills including the ability to create complex spreadsheets and mine data
• Proficiency in analyzing property operating statements, rent rolls, and borrower financial statements and in modeling complex financial scenarios
• Strong written and oral communication skills

Responsibilities

• Performs property operating statement analysis
• Assists Asset Managers in obtaining and reviewing documentation to satisfy loan covenants, including guarantor financial analysis
• Responsible for monitoring repair due dates per the loan documents and resolving all repairs including client communication, preparing complete supportable consent requests as needed, and collecting, and reviewing required documentation to support satisfaction requirements
• Responsible for reviewing deferred maintenance completion documentation and updating results in the applicable tracking system
• Performs detailed loan set-up for new loans including identifying special loan items and recording basic loan information into the tracking system
• Provides analytical support to a team of Asset Managers
• Manages all Freddie mailboxes ensuring timely response to Master Servicers and Freddie Mac
• Oversees 3rd party vendor on the execution of the annual loan compliance processes and other processes to ensure timely and thorough execution
• Assists Team Leader in compiling information for investor audits, as needed
• Handles special projects as assigned by Team Leader

Benefits

• Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.
• Learn more at the Capital One Careers website .
• Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees