Senior Commercial Banking Portfolio Manager

Wells Fargo Bank•Irving, TX

1d•Hybrid

About The Position

Wells Fargo is seeking a Senior Commercial Banking Portfolio Manager. This position will have Program Credit oversight of third-party programs including large OEM (Manufacturer) and dealers for the Vendor and Equipment Finance businesses within Commercial Banking. This position will have responsibility for underwriting third-party programs and will have delegated program approval authority. Additionally, this function has responsibility for monitoring program performance, making and negotiating program modifications, negotiating program structures, and interfacing with Senior Management, Sales Management, Third-Party sources, Internal Examiners, and the Program Audit Manager. In this role, you will: Participate in performing financial research, underwriting, and structuring of highly complex private banking as well as consumer and mortgage relationships within Commercial Banking Portfolio Management functional area Review and research business financial statements and tax returns that require an in-depth evaluation of multiple factors Resolve moderately complex issues and lead Commercial Banking Portfolio Management team, to meet project deliverables, while leveraging solid understanding of the function, policies, procedures, and compliance requirements Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and mid level managers to resolve issues and achieve goals Lead projects and teams or serve as a mentor for less experienced individuals

Requirements

4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Experience in credit underwriting, financial analysis, or portfolio management
Ability to make and deliver presentations to executive and external clients
Familiarity with program documentation, end user Master Lease & Loan Agreements, documentation negotiation skills, chattel paper perfection, and recourse structures
Familiarity with risk aspects and management and oversight of third-party servicing
Third party-program oversight and experience with equipment finance
Business Development experience particularly with third-party new relationship development (negotiating/structuring new vendor program structures)
Excellent verbal, written, and interpersonal communication skills
Strong analytical skills with high attention to detail and accuracy

Responsibilities

Perform financial research, underwriting, and structuring of highly complex private banking as well as consumer and mortgage relationships within Commercial Banking Portfolio Management functional area
Review and research business financial statements and tax returns that require an in-depth evaluation of multiple factors
Resolve moderately complex issues and lead Commercial Banking Portfolio Management team, to meet project deliverables, while leveraging solid understanding of the function, policies, procedures, and compliance requirements
Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and mid level managers to resolve issues and achieve goals
Lead projects and teams or serve as a mentor for less experienced individuals
Program Credit oversight of third-party programs including large OEM (Manufacturer) and dealers for the Vendor and Equipment Finance businesses within Commercial Banking
Underwriting third-party programs and have delegated program approval authority
Monitoring program performance
Making and negotiating program modifications
Negotiating program structures
Interfacing with Senior Management, Sales Management, Third-Party sources, Internal Examiners, and the Program Audit Manager