Senior Commercial Banking Portfolio Manager

Wells Fargo Bank•Charlotte, NC

18h•Hybrid

About The Position

Wells Fargo is seeking a Senior Portfolio Manager to join their Credit Execution Team within the Commercial Bank, focusing on the Middle Market segment. This role involves managing a complex credit portfolio, including Commercial & Industrial (C&I), Commercial Real Estate, and Investor Real Estate relationships. The primary responsibilities include meeting long-term financial objectives while ensuring sound risk management. The Senior Portfolio Manager will be a key member of a client’s deal team, playing a critical role in credit underwriting, portfolio growth, and client relationship management. Additionally, they will mentor junior team members and collaborate with internal and external stakeholders. The role involves performing financial research, underwriting, and structuring of highly complex private banking, consumer, and mortgage relationships. It also requires reviewing and researching business financial statements and tax returns, resolving moderately complex issues, and leading the Commercial Banking Portfolio Management team to meet project deliverables. This requires a solid understanding of the function, policies, procedures, and compliance requirements. Collaboration and consultation with peers, colleagues, and mid-level managers are essential for issue resolution and goal achievement. The position also entails leading projects and teams or serving as a mentor for less experienced individuals.

Requirements

4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
Proven ability to manage client relationships and collaborate with cross-functional teams.
Ability to thrive in a fast-paced, dynamic environment while managing multiple priorities.
4+ years of experience as a commercial banking Portfolio Manager, with a focus on Middle Market C&I, Commercial Real Estate, and Investor Real Estate.
Strong expertise in loan origination, portfolio monitoring, financial modeling, credit underwriting, and risk analysis for complex commercial businesses.
Demonstrated leadership and mentorship capabilities.
Excellent communication and presentation skills, with the ability to convey complex financial information clearly.
In-depth knowledge of industry standards, banking regulations, and compliance requirements.
Familiarity with the Bank's software and credit risk management tools.
Bachelor’s degree in Finance, Accounting, Business, Economics, or a related field.
Completion of formal credit training program.

Responsibilities

Manage a complex credit portfolio, including Commercial & Industrial (C&I), Commercial Real Estate, and Investor Real Estate relationships.
Meet long-term financial objectives while ensuring sound risk management.
Serve as a key member of a client’s deal team.
Play a critical role in credit underwriting, portfolio growth, and client relationship management.
Mentor junior team members and collaborate with internal and external stakeholders.
Participate in performing financial research, underwriting, and structuring of highly complex private banking as well as consumer and mortgage relationships within Commercial Banking Portfolio Management functional area.
Review and research business financial statements and tax returns that require an in-depth evaluation of multiple factors.
Resolve moderately complex issues and lead Commercial Banking Portfolio Management team, to meet project deliverables, while leveraging solid understanding of the function, policies, procedures, and compliance requirements.
Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and mid level managers to resolve issues and achieve goals.
Lead projects and teams or serve as a mentor for less experienced individuals.