Carrier Senior Claims Oversight Analyst

Independence Pet Group
•$74,122 - $92,653•Remote

About The Position

Independence American Insurance Company (IAIC) is hiring for a Senior Carrier Operations Claims Analyst. This is a fully remote role based in the United States. The Senior Carrier Operations Claims Analyst (Carrier Operations Quality Claims Senior Analyst) provides oversight of delegated claims operations and serves as a subject matter expert for complex claims, coverage interpretation, appeals, and escalated claim matters. This role partners with internal stakeholders and third-party administrators to ensure claims are handled consistently, compliantly, and in accordance with carrier guidelines.

Requirements

  • 5+ years of insurance claims, claims operations, compliance, quality, or related experience.
  • Strong knowledge of claims handling, coverage interpretation, and regulatory requirements.
  • Excellent analytical, problem-solving, communication, and stakeholder management skills.

Nice To Haves

  • Experience working with TPAs, delegated authority programs, or carrier oversight functions.
  • Experience supporting audits, compliance initiatives, fraud investigations, or process improvements.
  • Bachelor’s degree in Business, Insurance, Risk Management, or a related field.

Responsibilities

  • Review and provide recommendations on high-dollar, complex, and over-authority claims.
  • Evaluate coverage determinations, appeals, exceptions, and other escalated claim matters.
  • Identify claim trends, operational risks, and opportunities for improvement across administrator partners.
  • Support audits, market conduct examinations, regulatory inquiries, and corrective action initiatives.
  • Monitor administrator compliance with carrier requirements, policies, and regulations.
  • Assist with fraud-related investigations, reporting, and risk mitigation activities.
  • Analyze claims data, audits, and operational metrics to improve performance and outcomes.
  • Review administrator workflows, procedures, and controls for effectiveness and compliance.
  • Partner with stakeholders to implement process improvements and corrective action plans.
  • Develop and maintain claims guidelines, governance standards, and operational procedures.
  • Support ongoing enhancements to claims oversight and governance programs.
  • Communicate policy updates, claims guidance, and operational requirements to stakeholders.
  • Serve as a subject matter expert for claims oversight and delegated claims administration.
  • Provide guidance, training, and support to team members and business partners.
  • Participate in projects and initiatives that strengthen carrier operations and claims governance.

Benefits

  • Comprehensive full medical, dental and vision Insurance
  • Basic Life Insurance at no cost to the employee
  • Company paid short-term and long-term disability
  • 12 weeks of 100% paid Parental Leave
  • Health Savings Account (HSA)
  • Flexible Spending Accounts (FSA)
  • Retirement savings plan
  • Personal Paid Time Off
  • Paid holidays and company-wide Wellness Day off
  • Paid time off to volunteer at nonprofit organizations
  • Commuter Benefits
  • Group Pet Insurance
  • On the job training and skills development
  • Employee Assistance Program (EAP)
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