Senior Business Lending Officer

Global Credit Union • Glendale, AZ

2d

About The Position

Responsible for structuring, approving and managing the credit union's small business loan activity.

Requirements

• Bachelor's degree in Finance, Business or Economics.
• Minimum of five years experience in all aspects of business and commercial lending with good working knowledge of regulations and legal issues associated with business lending.
• Experience in credit analysis with an emphasis on financial statement analysis.
• Minimum of three years experience in all aspects of business and commercial lending with a good knowledge of regulations and legal issues associated with business lending.
• Experience in credit analysis with an emphasis on financial statement analysis.
• Strong oral and written communication skills.
• Ability to read, analyze and interpret common technical journals, financial reports, tax returns and legal documents.
• Ability to respond to inquiries or issues from members, regulatory agencies or business community participants.
• PC proficiency in Microsoft Office Suite.

Nice To Haves

• Previous supervisory experience preferred.

Responsibilities

• Responsible for reviewing, approving or declining loan that are processed through the business loan origination system.
• Manage small business loan portfolio to include, delinquencies, renewals, modifications and loan covenants compliance.
• Monitoring should include the proper management of risk ratings and early identification of potential problems.
• Responsible for developing lending policies, guidelines and procedures related to the small business loan origination system.
• Ensure compliance with all laws, rules, regulations, policies and procedures applicable to small business lending and related credit union activities.
• Responsible for maintaining the integrity of the business loan origination system to include system upgrades and daily system functionality.
• Responsible for management and control of all SBA lending activities.
• Supervise and train Business Lending Officer.
• Responsible for the preparation and input of financial information for commercial credits.
• Analysis to include balance sheets, income statements and cash flow.
• Review and evaluated credit applications for completeness and compliance with policy.
• Maintain high degree of technical understanding with respect to business credit processing, including software requirements.
• Perform other duties as assigned.

Benefits

• Short-term and long-term incentives
• Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
• 401(k) plan with a 5% match
• Employee Assistance Program (EAP)
• Life and disability coverage
• Voluntary cash benefits for accident, hospitalization and critical illness
• Tuition Reimbursement
• Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Number of Employees: 1,001-5,000 employees