Senior Business Analyst / Solution Architect, Rating & Renewal Systems - Remote

UnitedHealth Group•Minnetonka, MN

4d•Remote

About The Position

At UnitedHealthcare, we’re simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and optimized. Ready to make a difference? Join us to start Caring. Connecting. Growing together. We are seeking a Senior Business Analyst with strong technical and solution architecture fluency to support an enterprise automated Rating and Renewal engine critical to end to end group insurance operations. This role partners with engineering and architecture to define clear, sustainable solutions grounded in a deep understanding of system design, data flows, integrations, and regulatory needs. The role combines advanced requirements analysis, solution design ownership, and cross application coordination to ensure data integrity, interoperability, and operational resiliency across the rating and renewal ecosystem. The platform integrates with multiple enterprise applications via APIs and web services and supports highly regulated, rules based processes. The successful candidate will collaborate with business, actuarial, underwriting, engineering, and peer technology teams to deliver well defined, technically sound solutions. You’ll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Requirements

5+ years of experience as a Senior Business Analyst, Technical Business Analyst, or hybrid BA/Architecture role in a complex enterprise environment
Experience supporting rules based or automated calculation engines such as rating, pricing, underwriting, renewals
Advanced experience producing durable technical and business documentation
Solid health insurance domain expertise, particularly in group rating and renewal processes
Proven ability to translate actuarial models, rate filings, or underwriting guidelines into system requirements and solution designs
Solid understanding of API based architectures, relational data concepts, and enterprise data flows
Working knowledge of SQL and database querying concepts
Excellent organizational and communication skills across business and technical audiences

Nice To Haves

Experience partnering with actuarial teams or supporting rating engine modernization initiatives
Experience operating in regulated environments that require audit readiness and documentation rigor
Experience supporting production systems and post-implementation stabilization
Experience mentoring or reviewing work produced by other analysts
Experience working in Agile delivery environments
Familiarity with batch and real-time processing models
Proficiency with Microsoft Excel

Responsibilities

Lead end to end requirements discovery and refinement for automated Rating and Renewal enhancements, with attention to downstream impacts
Translate business, actuarial, underwriting, and regulatory needs into clear functional and non functional requirements
Define and document end to end solution designs, including system interactions, data flows, integrations, and operational handoffs
Own and maintain cross application documentation such as data dictionaries, integration diagrams, and business rules
Partner with engineering to review solution options, evaluate tradeoffs, and ensure designs are buildable, testable, and aligned to enterprise standards
Coordinate with upstream and downstream application teams to support integration readiness and consistent system behavior
Support testing and validation through scenario review, rating logic validation, and traceability to requirements and designs
Participate in production support and root cause analysis, contributing system level insights and remediation recommendations
Act as a senior thought partner by proactively identifying risks, dependencies, and opportunities to strengthen platform stability