Senior BSA Analyst

Arundel Bank•Glen Burnie, MD

5d•$75,000 - $105,000

About The Position

Arundel Bank is seeking an experienced Senior BSA Analyst to join its Risk Department in Glen Burnie, Maryland. The role is suited to a financial-crimes professional who enjoys complex investigative work, values accuracy and sound judgment, and wants to contribute to a stable, community-focused financial institution. The position administers and maintains the Bank’s automated BSA/AML monitoring system, investigates potentially suspicious activity, prepares regulatory filings, performs due diligence, and supports compliance oversight and reporting. Flexible work-from-home options are available.

Requirements

Three to five years of financial institution BSA/AML/OFAC compliance or financial-crimes experience.
Experience investigating complex alerts and cases and preparing SARs and CTRs.
Working knowledge of BSA/AML/CFT, CIP, customer due diligence, beneficial ownership, and OFAC requirements.
Proficiency with BSA/AML software and automated transaction-monitoring systems.
Strong investigative, analytical, organizational, and communication skills.
High attention to detail, sound judgment, and the ability to protect confidential information.
BSA/AML certification, or the ability to obtain certification within a timeframe established by management.
GED required.

Nice To Haves

Experience with Nasdaq Verafin or Abrigo BAM.
CAMS, CAFP, or a comparable certification.
An associate or bachelor’s degree in a related field.

Responsibilities

Administer the Bank’s automated BSA/AML monitoring system, including alert review, case management, report review, investigation, documentation, escalation, and regulatory reporting.
Maintain monitoring-system effectiveness through data validation, interface reconciliation, scenario and parameter review, testing, tuning recommendations, and documentation of changes and results.
Independently investigate complex alerts, referrals, relationships, and transaction patterns for potential structuring, money laundering, terrorist financing, fraud, sanctions exposure, or other suspicious activity.
Prepare SARs and supporting narratives, recommend filing or non-filing decisions, complete continuing-activity reviews, and review, validate, and file CTRs and exemptions within required timeframes.
Perform customer and enhanced due diligence for moderate- and higher-risk relationships and activities.
Research potential OFAC and sanctions matches, document disposition decisions, and promptly escalate possible true matches or prohibited activity.
Provide BSA/AML guidance, training, and coaching to co-workers.
Support risk assessments, audits, independent testing, regulatory examinations, management and Board reporting, and corrective action.