Senior Bank Credit Management and Reporting

Bread FinancialDraper, UT
$81,100 - $162,300Hybrid

About The Position

The Senior - Bank Credit Management and Reporting is responsible for developing and maintaining bank reporting and ad hoc analysis, queries, and reports, as it relates to credit management for the bank. This role will produce monthly, quarterly, and annual reporting for bank and enterprise leadership, bank and credit committees, and the banks' board of directors. It includes responsibility for ongoing credit trend analysis, performance reporting, risk assessment trending and monitoring, and other ad-hoc analysis as needed.

Requirements

  • High School Diploma or GED
  • 5-8 years experience with SQL and SAS, performing complex data analysis, data manipulation, and creation of reports.

Nice To Haves

  • Experience creating and maintaining complex data queries using SQL or SAS languages.
  • Banking and credit card portfolio knowledge and understanding of credit card operations.

Responsibilities

  • Manipulate large data sets into clear and readable formats and presentations, using tools such as SQL, SAS, Dataiku, and Excel, as well as business intelligence tools such as MicroStrategy, Tableau, or other platforms. - (30%)
  • Independently analyze data output to develop trend reporting at the bank, portfolio, and client level, for various constituents and stakeholders. - (30%)
  • Ensure bank and transaction testing data and reporting is accurate and timely on a scheduled cadence. - (20%)
  • Advise and lead the team on bank level credit trend reporting, monitoring, and analysis. - (20%)

Benefits

  • medical
  • prescription drug
  • dental
  • vision
  • basic and optional life insurance
  • supplemental medical plans
  • short and long-term disability
  • 401(k) plan
  • 11 paid holidays
  • Flexible Time Off (FTO) program
  • 80 hours of Paid Sick and Safe Time (“PSST”)
  • company stock purchase
  • annual incentive bonus
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