Senior Backend Engineer, Payments Platform
About The Position
In this role, you will help shape the technical foundation for money movement capabilities while unlocking new product lines globally. You will contribute to the design and development of reliable, scalable, performant, and secure services for the platform, ensuring operational excellence and direct business outcomes. This is a rare chance to join an early-stage initiative, contribute to foundational architectural decisions, and have a visible impact on the future of small businesses. By writing production code and developing proof-of-concepts, you will help solve complex financial technology challenges at a massive scale.
Requirements
- A proven track record of delivering highly available, distributed backend systems and high-throughput services under real-world constraints.
- Deep understanding of system architecture, API design, and both SQL and NoSQL databases.
- Proficiency in modern backend stacks such as C#, Java, Golang, or C++, alongside cloud-native platforms like AWS.
- Passion for staying hands-on by contributing directly to production code, proof-of-concepts, and technical deep dives.
- Strong collaborative skills with a desire to mentor fellow team members, share technical knowledge, and foster an inclusive culture.
- Demonstrated ability in breaking down complex problems into clear, actionable solutions while driving agile execution to deliver results.
Nice To Haves
- Apply even if your experience isn't a perfect match! At Xero, we hire based on your skills, passion, and the unique perspective you can bring to enhance our culture and team.
Responsibilities
- Designing and building payment platform capabilities, such as orchestration, risk and fraud prevention, and multi-provider integrations.
- Building out a global bill payment product to streamline how small businesses manage their cash flow.
- Developing core high-throughput platform services using modern backend stacks alongside AWS.
- Integrating and leveraging artificial intelligence capabilities to accelerate development workflows and enhance engineering productivity.
Benefits
- Medical, dental, vision, 401(k) match, and 21 days PTO, 10 days of Wellbeing leave, 5 days of Xtra Leave, 1 volunteer day, 12 paid holidays, paid parental leave.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
