Senior Backend Engineer - Payments Platform
About The Position
Choice Digital is seeking a Senior Software Engineer who can take responsibility for designing, developing, and maintaining scalable backend software systems. You’ll be joining a growing team of passionate Software Engineers who foster a culture of shared ownership, teamwork, and engineering excellence. As a Senior Software Engineer, you will help build the infrastructure that powers large-scale consumer disbursements. This includes systems responsible for: Payment orchestration across multiple rails (ACH, prepaid cards, digital wallets, and checks), Transaction lifecycle management, settlement, and reconciliation, Fraud detection and risk decisioning, Ledgering and financial record systems, High-reliability APIs used by enterprise clients to initiate and track payments. Our platform processes large volumes of financial transactions and requires systems that are secure, observable, and highly resilient.
Requirements
- Bachelor’s degree in Computer Science or equivalent field, OR 5+ years of experience in software design and development
- Basic knowledge of Google Cloud Platform or AWS and containerization/infrastructure-as-code tools (Docker, Terraform)
- Thorough understanding of Object-Oriented Design and Development
- Experience with software testing methodologies and strategies
- Mastery of Python and an ability to learn new technologies quickly
- Very comfortable with SQL and noSQL databases, such as Postgres and Redis
- Understanding of Git/Source Control best practices
- Ability to adjust priorities to delivery schedules
- Must have a passion for building GREAT software
Nice To Haves
- Experience in payments, fintech, banking, or financial infrastructure
- familiarity with payment rails such as: ACH, card networks (Visa/Mastercard), mobile wallets, experience integrating with third-party financial services or payment processors
- Experience working with systems that handle sensitive financial or personal data and require strong security practices
- Experience designing and implementing ledgering or financial record systems
Responsibilities
- Design, build, and own various backends components of the Choice Digital platform
- Collaborate with the engineering team to design and implement solutions using micro-service and service-oriented architectures
- Enhance existing DevOps for best practices for continuous integration, testing, deployment, and scaling
- Ensure implementation meets the highest quality and security standards
- Work directly with Product Management and Engineering Management to plan and prioritize work
- Own backend components, and establish and enforce standards for security and quality across the platform
Benefits
- Competitive annual compensation range of $140,000 to $160,000
- Annual bonus linked to company success and your personal performance
- Equity offerings through stock options
- 401(k) retirement savings match (up to 4%)
- Unlimited PTO policy
- Company paid holidays
- Medical, Dental, Vision, and Life Insurance
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Senior
