Senior Associate, Technology & Innovation Banking, Roynat Capital, Toronto

Scotiabank • Toronto, ON

7d • Onsite

About The Position

The Technology and Innovation Banking team at Roynat Capital supports fast-growing Canadian technology companies across the entire lifecycle. With lived industry experience in the Canadian technology ecosystem, our dedicated team provides comprehensive banking services and non-dilutive financing solutions specifically tailored for this industry’s needs. We are deeply focused on helping innovative founders and investors scale and succeed. The Senior Associate will join the Corporate Finance team, which manages the end-to-end process of structuring, due diligence, and underwriting for both new and existing client opportunities. This team provides creative financing solutions to late-stage technology companies, with a focus on syndicated transactions, publicly traded corporations, and private equity-backed businesses. In this role, you will contribute to the profitable growth and quality of the Corporate Finance team’s portfolio by conducting in-depth analysis, supporting complex deal execution, and ensuring ongoing portfolio monitoring and risk management. The Senior Associate is a key member of the client coverage team and will engage directly with clients.

Requirements

• Strong familiarity with venture debt, corporate lending, and/or private credit
• Advanced credit analysis and analytical skills, with a deep understanding of financial statements and the ability to conduct thorough due diligence
• Excellent written and verbal communication skills, combined with strong problem-solving abilities and the capacity to manage multiple stakeholder expectations
• Ability to read and interpret complex legal documents
• Strong work ethic and proven ability to prioritize tasks, perform well under pressure, and meet time-sensitive deadlines
• Collaborative mindset with the ability to work effectively within a team environment, interact across all levels of a large organization, and mentor analysts
• Highly motivated self-starter with exceptional attention to detail and a strong interest in corporate finance and credit.
• Bachelor’s degree in Finance, Business, Economics, or a related field
• Minimum of three years of experience in a related field, including banking or corporate lending experience, finance and/or risk management.

Responsibilities

• Support the Associate Director and Director with structuring, underwriting, due diligence, and closing of credit solutions for assigned prospects and clients, including but not limited to: Conducting industry research and preparing deal summaries, Completing comprehensive credit applications for large and complex transactions, exercising sound credit judgment based on thorough investigations and analysis, Providing AML/KYC support and processing draw requests and disbursements.
• Assist in the day-to-day management of a portfolio of accounts, including but not limited to: Managing borrower requests, amendments, and lender consents, Ensuring timely completion of annual credit reviews, monitoring loan compliance, and tracking industry and client-specific trends, all with a consistently high level of attention to detail.
• Ensure loan terms are accurately captured in the Bank’s systems, Ensure all credit approval and due diligence documentation is properly saved and organized in the Bank’s document repository, Ensure client communications are fully captured in the Bank’s internal CRM system.
• Support the team in developing and executing go-to-market activities; build and nurture cross-functional relationships within the Bank to deepen product knowledge and maintain positive relationships with the Customer Success Team, Global Risk Management (GRM) and Business Service Centre (BSC).
• Demonstrate the ability to effectively manage multiple transactions and priorities simultaneously, proactively managing workflows and ensuring high-quality deliverables
• Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions
• Actively pursue effective and efficient operations in accordance with Scotiabank’s Values, Code of Conduct, and Global Sales Principles, while ensuring adherence to operational, compliance, AML/ATF/sanctions, and conduct risk requirements
• Foster a high-performance environment and contribute to an inclusive workplace
• Adhere to all regulatory and internal Bank policies and requirements.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior