Senior Associate, Product Management - NPSL Data & Decisioning (Business Cards & Payments)

Capital One•McLean, VA

1d•$101,100 - $138,400

About The Position

The Data & Decisioning tower is part of the Small Business Card Customer Management Product team, and is responsible for driving backend spending capabilities for all of our products. This is critical, particularly for our No Preset Spend Limit products (NPSL), where there is no traditional credit limit. Our products help small businesses spend what they need, while still protecting the company from risk. We use cutting edge technology and real-time data to provide a seamless spend experience. We seek a product manager to lead the strategy and execution for our core data changes and ensure timely delivery and communication to relevant stakeholders.This role is crucial for linking business needs with technical implementation, ensuring the data is accurate, robust, and supports NPSL capabilities. In this role, you’ll learn the essentials of being a product manager, and we’ll invest in you to grow in four key areas: Human Centered, Business Focused, Technology Driven, and Transformational Leadership.

Requirements

Bachelor’s degree or military experience
At least 1 year of product management experience or at least 1 year of experience in product design, agile delivery, business analysis, data science, or software engineering
Demonstrated interest and aptitude for AI.
Proactively incorporated AI into personal projects, explored AI-driven development environments (e.g., Cursor, Claude Code, GitHub Copilot), or built automations using AI agents.
Intellectually Curious: Ask why, explore, not afraid to share ideas or follow an email chain for weeks to find someone with an answer. Comfortable with ambiguity, a hunger to learn and a seeker of new challenges.
Communicator & Influencer: Can communicate complex ideas clearly regardless of audience. Team knows priorities and why they’re doing what they’re doing. Can rally associates to work with them.
Do-er: Biased toward action, tries things and sometimes fails. Can get around roadblocks and stay focused on goals. Well organized, able to multitask and able to prioritize work.
Passionate & Customer Focus: Cares about growing others and bringing them together around what’s possible. Gets a thrill from the journey of building and shipping products, and has a desire and ability to connect with external or internal customers to fully understand their needs.
Learner: Has an appetite to learn new things or new technologies all while exhibiting humbleness when the time comes to ask for help.
Team Player: Enjoys working with diverse people and driving the team toward a common goal. Has the ability to put the team before themselves and establish long-lasting relationships.

Nice To Haves

Formal on-the-job experience with AI is a plus.
Bachelor’s degree in computer science or engineering
1+ years translating business strategy or analysis into consumer facing digital products
1+ years of experience working on core product platforms powering digital experiences
1+ years working with cross functional teams as a product owner in an agile development process

Responsibilities

Collaborate with tech teams to build comprehensive acceptance criteria, identifying and elevating any need for additional research to define future feature design.
Breakdown business epics into features and further into user stories, driving your team towards lowest effort or Minimal Viable Product (MVP) for a valid feature test.
Effectively use hypothesis-driven assessment of data to ensure your product or feature delivers on real business needs.
Own and prioritize feature development roadmaps, ensuring all necessary processes and procedures are followed to manage risk.
Conduct research and develop features that utilize new and evolving technology.
Collaborate with designers, technologists, data scientists and subject-matter experts to build cutting edge solutions to help customers.
Deliver well-managed product platforms for customers by seeking to understand technology trends and architecture strategy.
Actively participate in horizontal forums to harness a network of trusted relationships among tech teams, designers, key internal stakeholders and partner teams.
Articulate a succinct product roadmap to deliver business value and share with stakeholders, elevating your team’s results and becoming a product matter expert.