Senior Asset Liability Management Analyst (HYBRID)

First Technology Federal Credit Union • Marlborough, MA

7d • Hybrid

About The Position

This role leads complex analysis and reporting activities related to balance sheet risk, using advanced expertise in liquidity, interest rate, and structural risk management. This role drives improvements in processes, models, and reporting and serves as a knowledgeable resource for peers and cross-functional partners.

Requirements

• Bachelors degree in field relevant to role (or 4 additional years of relevant experience in lieu of a degree)
• 4 - 6 years of relevant experience
• Deep understanding of balance sheet, liquidity, interest rate, and/or market risk principles and methodologies.
• Demonstrated ability to analyze complex problems, interpret nuanced results, and recommend actionable solutions.
• High level of independence with strong judgment in selecting analytical methods and approaches.
• Proficiency with advanced modeling, analytics, or reporting tools; ability to improve or develop new methods.
• Strong communication skills for translating complex concepts to varied audiences.

Responsibilities

• Performs advanced evaluations of liquidity, interest rate, FX, and balance sheet risks, identifying emerging exposures and recommending mitigation approaches.
• Designs and enhances financial models to assess structural balance sheet behaviors and scenario impacts.
• Execute, maintain, and oversee ALM and liquidity model runs, ensuring accuracy of inputs, consistency of configurations, robustness of controls, and reliability of outputs through documented review processes.
• Develop and recommend balance sheet, pricing, funding, and risk mitigation strategies based on analysis of earnings, capital, liquidity, and risk trade offs.
• Produces high quality analysis and reporting materials for senior leadership, regulatory authorities, or rating agencies, interpreting complex results and implications.
• Partners across functions to solve multifaceted or cross team issues requiring expert judgment and alignment of priorities.
• Advises on policy interpretation and adapts guidelines to new business situations or regulatory expectations.
• Lead responses to examiner, auditor, and validator questions, including explanation of methodologies, assumptions, results, and corrective actions.
• Oversees assigned projects or workstreams with responsibility for deliverables, timelines, and risk considerations.
• Provides coaching, feedback, or informal leadership to other analysts.
• Identifies strategic opportunities to optimize risk management practices and influence business decisions.

Benefits

• Traditional medical, dental, and vision coverage
• 401K matching up to 5% per pay period
• Paid Time Off (PTO): You'll accrue up to 15 vacation days in your first year. In addition, you'll receive 40-hours of sick time, and three personal days, which will refresh annually
• 11 paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)

What This Job Offers

• Job Type: Full-time
• Career Level: Senior