Senior Analytics Consultant – Deposit Pricing & Portfolio Analytics

Wells Fargo•McLean, VA

3d•$100,000 - $196,000•Onsite

About The Position

Wells Fargo is seeking a Senior Risk Analytics Consultant to support deposit pricing and portfolio analytics within the Consumer and Small Business Bank. This team sits at the center of strategy, pricing, and analytics. As a Senior Risk Analytics Consultant within the Consumer and Small Business Bank, you'll use data to influence how Wells Fargo grows and manages one of its most important portfolios. From evaluating pricing strategies to uncovering customer behavior insights, your work will help drive decisions that impact millions of customers and billions in deposits. The ideal candidate enjoys turning data into business action and wants a front-row seat to strategic decision making.

Requirements

4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
2+ years of hands‑on experience using SAS, SQL, or Python for data querying, analysis, and reporting

Nice To Haves

Exposure to consumer or small business deposit products, pricing, or portfolio analytics
Experience analyzing customer or account‑level financial data
Working knowledge of SQL, including joins and sub‑queries, across large data sets
Experience performing data analysis in Excel, including pivot tables and basic financial analysis
Experience creating presentations to communicate analytical findings and strategic recommendations
Familiarity with data visualization tools such as Tableau
Strong analytical and problem‑solving skills with attention to detail
Ability to communicate analytical findings clearly to technical and non‑technical audiences
Willingness to learn and grow within a deposit pricing and portfolio strategy function

Responsibilities

Drive analytics that support key deposit pricing decisions, portfolio optimization efforts, and strategic rate actions
Explore large and complex data sets to uncover insights into customer behavior, balance migration, product performance, and pricing effectiveness
Develop scenario analyses and business impact assessments that help shape future pricing and product strategies
Build recurring and ad hoc analyses that measure portfolio health, growth trends, customer mix, and profitability outcomes
Partner closely with pricing, product, strategy, and analytics teams to solve challenging business problems and identify new opportunities for growth
Transform data into compelling stories through clear visualizations, presentations, and recommendations consumed by senior leadership
Champion data quality, governance, and analytical rigor to ensure trustworthy and actionable insights
Influence analytical approaches and contribute to the evolution of portfolio measurement and pricing strategies
Thrive in a fast-paced, collaborative environment where priorities evolve and innovation is encouraged
Perform analytical work supporting deposit pricing decisions, portfolio monitoring, and rate change evaluations
Analyze large data sets to assess customer balance behavior, product performance, and pricing outcomes across consumer and small business deposits
Support scenario and impact analysis evaluating potential pricing actions and product changes
Develop recurring and ad‑hoc analyses to track deposit performance against plan, including growth, mix, and margin indicators
Collaborate with senior analysts and managers to refine analytical approaches and ensure consistency with broader portfolio strategy
Create clear, accurate analytical outputs, including tables, charts, and summaries for leadership consumption
Ensure data accuracy, documentation, and adherence to governance standards
Partner with cross‑functional teams to understand business context and incorporate feedback into analytical work
Manage multiple priorities effectively in a dynamic, deadline‑driven environment