Senior Analyst, Portfolio Analytics & Insights

Scotiabank•Toronto, ON

1d•Onsite

About The Position

The Senior Analyst role supports the Director, Portfolio Analytics & Insights by delivering high-quality portfolio insights, dashboard development, and data enablement for Unsecured Lending portfolios. Ensures that insight output is accurate, scalable, and executive-ready, while building strong foundational credit risk and analytics capability.

Requirements

1–2 years of experience in credit risk analytics, business intelligence, or financial analytics
Strong attention to detail, ownership mindset, and comfort working with large datasets
Clear communicator, able to explain data and findings succinctly
Working knowledge of SQL required
Exposure to Power BI required

Nice To Haves

Exposure to SAS and/or Python is strongly preferred
Exposure to unsecured lending products (Credit Cards, Line of Credit, Overdraft Protection) is strongly preferred
Bachelor’s degree in a STEM or quantitative discipline (e.g., Mathematics, Statistics, Engineering, Computer Science, Data Science, Economics, or related field) preferred
Graduate degree considered as an asset

Responsibilities

Build, maintain, and enhance Power BI dashboards covering portfolio performance, credit quality, losses, PCL, vintages, and key risk indicators
Support recurring and ad-hoc packages in other formats for senior management and governance forums
Ensure consistency of metrics, definitions, and presentation across all outputs
Extract, transform, and prepare data using SQL and SAS and/or Python
Perform data reconciliations and quality checks to ensure accuracy and reliability
Proactively identify data issues, breaks, or inconsistencies and support remediation
Support portfolio segmentation analysis, trend monitoring, and diagnostic analytics
Assist with ad-hoc analytical requests and deep-dive investigations led by the Director or Senior Manager
Build understanding of key credit risk drivers across unsecured lending portfolios
Support OSFI, Internal Audit, and internal governance requests by providing data extracts, reconciliations, and supporting analysis
Maintain clear documentation of data sources, logic, assumptions, and calculation methodologies
Ensure all processes align with internal controls and audit expectations
Work closely with the Senior Manager to understand business context, risk priorities, and stakeholder needs
Continuously develop technical capability in Power BI, SQL, and SAS/Python
Contribute to process standardization, documentation, and automation initiatives