Senior Analyst, Financial Planning & Analysis
About The Position
The Senior Analyst, Financial Planning & Analysis (FP&A) is a seasoned finance professional who owns significant pieces of GreenSky's forecasting, reporting, and strategic analysis agenda with minimal oversight. Reporting to the Director of FP&A, the Senior Analyst operates as a trusted thought partner to senior finance and business leadership, translating consumer-lending performance — loan-level economics, vintage curves, funding costs, credit losses, and program-level profitability — into decisions that shape GreenSky's point-of-sale lending platform. This is a career-ladder seat for a candidate who has already built real depth in consumer lending, specialty finance, or fintech FP&A and is ready to own workstreams end to end, mentor less-experienced analysts, and represent Finance directly in front of executive and Board audiences. Success requires advanced modeling judgment, the ability to work through ambiguity with limited guidance, and polished communication in GreenSky's fast-paced, regulated fintech environment.
Requirements
- Bachelor's degree in Finance, Accounting, Economics, or a related field
- 5–8 years of progressive experience in FP&A, corporate finance, or a similar analytical role, with demonstrated ownership of forecasting or reporting workstreams
- Direct experience in consumer lending, point-of-sale/home-improvement finance, specialty finance, or fintech, with working fluency in loan-level and vintage economics
- Advanced financial modeling skills, including scenario and sensitivity analysis for complex, multi-variable business problems
- Advanced proficiency in Microsoft Excel and PowerPoint
- Working proficiency in SQL for data extraction and analysis
- Demonstrated experience reviewing the work of, or mentoring, less experienced analysts
- A track record of building and presenting materials for senior leadership and/or Board-level audiences
- Excellent written and verbal communication skills, with the judgment to operate with significant autonomy
- Ability to manage multiple concurrent priorities and competing deadlines in a fast-paced, regulated environment
Nice To Haves
- Direct experience at a point-of-sale lender, home-improvement finance company, or comparable consumer/specialty lending fintech (e.g., Affirm, Synchrony, Sunbit, Wisetack, Foundation Finance Company, Service Finance Company, EnerBank USA, Mosaic)
- CPA or CFA designation, or advanced progress toward one
- MBA or other relevant advanced degree
- Experience administering Workday Adaptive Planning or a comparable enterprise planning platform (e.g., NetSuite, Oracle, SAP, Anaplan)
- Familiarity with business intelligence tools (for example, Power BI or Tableau) for self-service reporting and dashboarding
- Ability to automate and scale reporting processes using SQL, Python, or VBA
- Exposure to securitization, asset-backed funding structures, or bank-partner/funding-partner reporting
- Prior experience as a working lead or informal people-manager for junior analysts
Responsibilities
- Own the monthly, quarterly, and annual financial reporting package delivered to senior leadership, ensuring accuracy, narrative clarity, and tie-out to Accounting
- Lead variance analysis against budget and forecast, identifying root causes and surfacing actionable recommendations to improve profitability and efficiency
- Build and deliver presentations and analyses for executive leadership and Board-level audiences
- Review and quality-control the work of junior analysts prior to distribution; serve as a technical resource on reporting standards and modeling conventions
- Partner with Accounting on month-end and year-end close, resolving more complex reconciliation and classification questions
- Own the annual budgeting and forecasting process for one or more business lines or functional areas, including scenario modeling and sensitivity analysis
- Design, build, and maintain complex financial models supporting new initiatives, product launches, funding structures, and strategic planning
- Lead loan-level and vintage-level performance analysis — yield, credit losses, prepayment/curtailment behavior, and risk-adjusted returns — and translate findings into forecast assumptions
- Evaluate the impact of funding costs, bank-partner economics, and capital structure decisions on program profitability
- Serve as the primary FP&A partner to a function such as Credit Risk, Capital Markets/Treasury, or Bank/Merchant Partnerships, driving financial rigor into their planning
- Independently identify trends, risks, and opportunities through in-depth data analysis and bring recommendations to senior leadership proactively
- Mentor and provide day-to-day guidance to Analysts and early-career team members
- Administer and continuously improve the company's financial planning and forecasting tools, including Workday Adaptive Planning, as a subject-matter resource for the broader team
- Lead automation and process-improvement initiatives across financial databases, reporting tools, and dashboards
- Champion the responsible use of AI-enabled tools (e.g., Microsoft 365 Copilot) to accelerate reporting and analysis while maintaining control and audit standards
Benefits
- Annual bonus
- Medical insurance
- Dental insurance
- Vision insurance
- Disability insurance
- Life insurance
- 401k retirement benefits
- Paid time off
- Paid holidays
- Paid personal/sick time
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What This Job Offers
Job Type
Full-time
Career Level
Senior
